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PayPal: PayPal Credit reviews

4.91
Based on 50,648 reviews, last reviewed 13th Jun 2025
1828100% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been great overall, never had any issues! It’s been great overall, never had any issues! Reviewed on: 13th June 2025
Daniel M's avatar
Daniel M

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50648)

So helpful!!!

5
The PayPal credit helped me furnishing my new home. Without that financial help I couldn’t afford to buy all furniture. Reviewed on: 8th July 2022

Really good

5
Simple to use interface and really easy to manage. Reviewed on: 8th July 2022

A real Pal!

5
Needed some equipment right away, and PayPal Credit made it easy to apply gave a generous limit and the gear was in my hands quick as a flash. Great interest free options superb service all round. Reviewed on: 8th July 2022

Amazing service! Highly recommended.

5
I was using Paypal Credit for the last few years and their 0% policy for the first 4 months + the ability to pay with Paypal on almost every service around the world makes shopping so convenient! The ability to spread the cost combined with accessibility and a friendly user portal is just a total winner <3 Reviewed on: 8th July 2022

helpful and amazing

5
I got so many stuff for my room within one day and that's amazing and was super helpful Reviewed on: 8th July 2022

Safe and Easy to use

5
I always feel safe using paypal with my online purchases. It is also very convenient to use! Reviewed on: 8th July 2022

Quick and hassle-free credit

5
Quick and easy hassle free credit would recommend to anybody Reviewed on: 8th July 2022

Perfect for online shopping

5
A simple to use online credit card Reviewed on: 8th July 2022

Best way to shop

5
Absolutely love PayPal credit! It’s so handy and easy to use! I use it almost everyday Reviewed on: 8th July 2022

Convenient and Reassuring

4
Paypal Credit allows you to easily make payment for the goods being purchased but is backed by stringent checking and timely reporting of use. I Like the option of spreading repayments. Reviewed on: 8th July 2022

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