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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
97% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Easy To Use

5
Brilliant 0% for 4 months, gets you out of tight months! Reviewed on: 8th July 2022

PayPal we won't let you down

5
Been with PayPal many years now when I've had bad experience with purchases I've always had great help and cooperation from my PayPal credit account can't fault them use your account well and you can't go far wrong paypal 10/10 for me .great company and one happy customer here I would recommend anyone to give them a try . Reviewed on: 8th July 2022

Really handy and really helpful

5
PayPal credit has saved me this year. In a time where costs are rising, it’s tough. But PayPal credit has allowed me to still do the things I want to do and Pay back in affordable amounts Reviewed on: 8th July 2022

It is amazing

5
I love PayPal it’s my go to whenever shopping online. It’s so easy and safe to use. Reviewed on: 8th July 2022

It helped me when I needed more!

5
I wanted to buy an iPhone and I could not afford it. PayPal offered me a great deal with no interest. Just amazing Reviewed on: 8th July 2022

Very convenient

5
Having PayPal credit is very convenient and easy to use Reviewed on: 8th July 2022

Great service

5
Used for a very long time now, great service and always there when you need help with anything Reviewed on: 8th July 2022

Go PayPal.

5
Simple and easy to use. A must for on-line shopping. Great service. Reviewed on: 8th July 2022

Efficient friendly and trustworthy

5
I feel safe using PayPal for my purchases and find them very reliable. They are user friendly and have always provided me with a speedy and excellent service. Reviewed on: 8th July 2022

Best credit by far

5
Great credit app. Helps me along with the 4 months interest free service Reviewed on: 8th July 2022

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