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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy To Use

Brilliant 0% for 4 months, gets you out of tight months! Reviewed on: 8th July 2022

PayPal we won't let you down

Been with PayPal many years now when I've had bad experience with purchases I've always had great help and cooperation from my PayPal credit account can't fault them use your account well and you can't go far wrong paypal 10/10 for me .great company and one happy customer here I would recommend anyone to give them a try . Reviewed on: 8th July 2022

Really handy and really helpful

PayPal credit has saved me this year. In a time where costs are rising, it’s tough. But PayPal credit has allowed me to still do the things I want to do and Pay back in affordable amounts Reviewed on: 8th July 2022

It is amazing

I love PayPal it’s my go to whenever shopping online. It’s so easy and safe to use. Reviewed on: 8th July 2022

It helped me when I needed more!

I wanted to buy an iPhone and I could not afford it. PayPal offered me a great deal with no interest. Just amazing Reviewed on: 8th July 2022

Very convenient

Having PayPal credit is very convenient and easy to use Reviewed on: 8th July 2022

Great service

Used for a very long time now, great service and always there when you need help with anything Reviewed on: 8th July 2022

Go PayPal.

Simple and easy to use. A must for on-line shopping. Great service. Reviewed on: 8th July 2022

Efficient friendly and trustworthy

I feel safe using PayPal for my purchases and find them very reliable. They are user friendly and have always provided me with a speedy and excellent service. Reviewed on: 8th July 2022

Best credit by far

Great credit app. Helps me along with the 4 months interest free service Reviewed on: 8th July 2022

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