Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59166 reviews)

View other PayPal products

4.91

Based on 59,166 reviews, last reviewed 12th Apr 2026

770600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal Credit regularly - it’s a great way to... I use PayPal Credit regularly - it’s a great way to stagger payment for things to you need straight away but prefer not to spend the money on in one ... Read more Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (59166)

great service

Used PayPal for years. Never had any issues Reviewed on: 24th May 2024

Always safe easy recognised and trusted

Always safe easy recognised and trusted Reviewed on: 24th May 2024

Many years of PayPal

I have used PayPal for many years now, for personal transactions such as sending and receiving money from friends and for buying things online. If I have ever encountered an issue with a poor seller, PayPal have always been prompt and professional at sorting g it out. Reviewed on: 24th May 2024

Very quick and easy for payments.

Very quick and easy for payments. Credit function is quick and easy too Reviewed on: 24th May 2024

Efficient and user friendly.

Efficient and user friendly. Easy to use app. Reviewed on: 24th May 2024

Very good app.

Very good app. Easy to use the credit Reviewed on: 24th May 2024

Good and easy

Good and easy to use and best service provider Reviewed on: 24th May 2024

Great service and safe trusted provider really help...

Great service and safe trusted provider really help ful Reviewed on: 24th May 2024

They are great even when there is a problem.

They are great even when there is a problem. Sort it quickly Reviewed on: 24th May 2024

Excellent way to manage my money

Easy to us on the App, helps spread the cost of purchases with no interest Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32964 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub