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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Great service

I've used different services, payment on the Internet, pay in 3 service abd a credit account. There's no problem with any service offered and I always feel payments are safe. Reviewed on: 9th June 2026

I have been using PayPal for years.

I have been using PayPal for years. Its an easy secure way to pay Reviewed on: 9th June 2026

PayPal is great.

PayPal is great. Secure, good customer service and the credit service is useful when you need that extra time to pay for things. Easy to pay back, however if you miss your payments then you will be charged. Asking as you payback your credit then it’s a great service. Reviewed on: 9th June 2026

good customer support

Always had good customer support when I have rung for help. I like the PayPal app, clear and easy to use. Paying in 3 is very helpful. Reviewed on: 9th June 2026

Great lending service

I have used PayPal credit and pay in 3 and never had any issues, easy to use app and easy to pay. Reviewed on: 9th June 2026

I love using PayPal easy convenient

I love using PayPal easy convenient Reviewed on: 9th June 2026

PayPal offers a great way of spreading the costs ove...

PayPal offers a great way of spreading the costs over time interest free and credit opportunities. It really does help and makes things more affordable for you. I’d defo recommend, as I already do now. Reviewed on: 9th June 2026

I used PP credit several times and I find it easy to...

I used PP credit several times and I find it easy to understand the break down of what I will pay and when.The only downside is that I can't choose the date the money will be deducted. It's usually on the day I made a purchase. That isn't always convenient. Reviewed on: 9th June 2026

Good credit, safe to use, and, now the money goes st...

Good credit, safe to use, and, now the money goes straight out of my bank account when paying paypal credit, I can’t fault it. Reviewed on: 9th June 2026

When you've just got to have it at that price

Perfect when something on my wish-list suddenly becomes available at an unpredictable time at an unmissable price. Reviewed on: 9th June 2026

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