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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180867 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180869)

Italian Holiday Attire

used PayPal Credit recently to order my holiday wardrobe from an Italian retailer I hadn't shopped with before, and the experience was a real reminder of why I keep coming back to PayPal. Checkout was a single tap — no card details, no currency conversion fuss, no friction at all. The option to spread the cost over a few payments turned a slightly indulgent basket into a comfortable one, without any of the awkwardness that usually comes with applying for credit. There's also something quietly reassuring about having PayPal sit between you and an overseas retailer you don't know yet; if something had gone wrong, I'd have known where to turn. The clothes arrived as expected, the payment plan is set up cleanly in my account, and it's hard to fault any of it. Will definitely use again. Reviewed on: 9th June 2026

The best

They are best of all my cards cheapest rates more services and easier to make purchases storing details so you don’t have to fill in again monitor delivery details brilliant Reviewed on: 9th June 2026

Really great credit provider - app is really easy to...

Really great credit provider - app is really easy to use, emails are clear with detail. Reviewed on: 9th June 2026

PayPal credit charges no interests on purchases over...

PayPal credit charges no interests on purchases over a given time, which makes it easier for credits to be paid back. Reviewed on: 9th June 2026

a classy paypal name and a classy credit card.

i have used paypal for a few years and they were always on my side when something went wrong with a order and they helped me to get a refund. i also use paypal credit which helps a lot. i now have paypal credit card which will help me in the future. they increased my credit limit to suit me as well. Reviewed on: 9th June 2026

I like the protection you get with PayPal Credit.

I like the protection you get with PayPal Credit. They are also excellent when you need to contact customer services. App easy to use. Good value all around Reviewed on: 9th June 2026

Great experience hassle free easy to complete no com...

Great experience hassle free easy to complete no complicated steps and it’s easily manageable after set up Reviewed on: 9th June 2026

Fast transactions good service never had a problem b...

Fast transactions good service never had a problem buying anything using the app Reviewed on: 9th June 2026

Paypal or just a pal to use

Always there to help and always easy to use Reviewed on: 9th June 2026

Always had a fantastic service from Paypal.

Always had a fantastic service from Paypal. Reviewed on: 9th June 2026

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