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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use, Quick approval, never had any problems

Easy to use, Quick approval, never had any problems Reviewed on: 9th June 2026

The service is very poor and their customer service...

The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve why I can not use PayPal in 3 with my Lloyds card Reviewed on: 9th June 2026

Very smooth experience all the way

Very smooth experience , very fast and easy Reviewed on: 9th June 2026

I love paypal credit.

I love paypal credit. It allows me to purchase items 0% when I do not have the funds to purchase an item. Reviewed on: 9th June 2026

It’s secure when in dispute always helpful to mitiga...

It’s secure when in dispute always helpful to mitigate . It help to manage your spending Reviewed on: 9th June 2026

I think PayPal facilities are very good but the cust...

I think PayPal facilities are very good but the customer service needs improvement. For example often they read but don’t understand emails coming back with incorrect responses. Reviewed on: 9th June 2026

This gives me the space to buy larger more expensive...

This gives me the space to buy larger more expensive items the terms are good and it is so easy to use and repay Reviewed on: 9th June 2026

I have always found customer service excellent, the...

I have always found customer service excellent, the app and web is easy to use and it’s easy to use my PayPal to pay for things. I would recommend Paypal to any family or friend to use. I think the Paypal credit it fantastic and easy to use. Reviewed on: 9th June 2026

Customer service is great and you really don't have...

Customer service is great and you really don't have to speak with anyone . FAQs . The products provided are very enabling for customer experience. Usually there are various ways provided to also mitigate against short term adverse financial situations. Reviewed on: 9th June 2026

Really easy to make payments and see balance

Really easy to make payments and see balance Reviewed on: 9th June 2026

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