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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Handy spending until payday

Love using this very handy way of paying when you need something but are a bit short on funds. Reviewed on: 8th July 2022

Freedom

PayPal credit has opened up the world to me!, the credit available to me was a huge lifeline. Reviewed on: 8th July 2022

Great!

Easy to use and lots of options plus easy to manage via the app Reviewed on: 8th July 2022

Amazing

I have the freedom to buy and to pay back when I want it’s allowed me to not stress about ordering something and waiting for money to go back on my card. Thank you for making life easier! Reviewed on: 8th July 2022

Fantastic

Use it all the time for big purchases Reviewed on: 8th July 2022

Excellent Choice of Stores to use

The vast majority of stores I use online accept PayPal and being to use PayPal credit is excellent for larger purchases and it’s quick and easy Reviewed on: 8th July 2022

Quick and Low Cost Finance

My most recent purchase using Paypal Credit was on Ebay for a Royal Doulton James Bond Skyfall Bulldog. The instalment plan for the payment was immediately accessible and my payment was made immediately to my seller. This was really 007 Service!! Reviewed on: 8th July 2022

Really good

Would like to be offered a credit increase every now and again Reviewed on: 8th July 2022

Easy to use and widely available

Easy to use and widely available from retailers Reviewed on: 8th July 2022

Best online money tool

There are many options to pay little interest on your purchases. Reviewed on: 8th July 2022

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