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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

All good news

I havent had any bad experiences with paypal or the team when I have had concerns Reviewed on: 9th June 2026

All as it supposed to be specially the chance to pay...

All as it supposed to be specially the chance to pay for something in three monthly payments with no extra charges Reviewed on: 9th June 2026

Love the Interest Free

Putting holidays on this credit card has given me a few months to pay it off without interest Reviewed on: 9th June 2026

PayPal 2026 review

Very easy interface, information is clear and and it's a great option. PayPal are really starting to develop with today's day and age. I think alot of people use PayPal as a traditional method of payment for certain items and not using credits and rewards etc, so i do think PayPal need to really market there payments systems. Reviewed on: 9th June 2026

Easy to use.

Easy to manage the account and never had a problem with a purchase. Reviewed on: 9th June 2026

Great service!

Great service!!! Super easy to pay almost anywhere!!! Reviewed on: 9th June 2026

PayPal is so easy and convenient to use when online...

PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026

Very accessible and easy to manage

Very accessible and easy to manage Reviewed on: 9th June 2026

I am using paypal credit and it really helps me to m...

I am using paypal credit and it really helps me to manage my expenses when I need an unexpected purchases. Highly recommend it. Reviewed on: 9th June 2026

I have no problem with the PayPal credit always pays...

I have no problem with the PayPal credit always pays on time and save money me money in the long run Reviewed on: 9th June 2026

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