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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180872 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180874)

Love the payment options that paypal offers me to sp...

Love the payment options that paypal offers me to spread the cost of larger purchases. Customer service reps are very helpful and friendly Reviewed on: 9th June 2026

Payments are easy and secure

Payments are easy and secure and never had any problems paying with PayPal. It's also easy to keep track of transactions. Reviewed on: 9th June 2026

paypal is always reliable, fast payments made and ve...

paypal is always reliable, fast payments made and very secure Reviewed on: 9th June 2026

PayPal Credit has been a reliable and convenient way...

PayPal Credit has been a reliable and convenient way to make purchases. I appreciate how easy it is to use at checkout and how clearly my payment information is displayed. The service has helped me manage my budget more effectively, and I've found the overall experience simple and hassle-free. Reviewed on: 9th June 2026

Interest

You can take long time to pay your PayPal Credit if you don’t pay a big monthly amount as the interest it’s very high Reviewed on: 9th June 2026

Easy to use

Easy to use, clear statements which makes it easy to see what you owe Reviewed on: 9th June 2026

Easy to use , great for quick and simple transaction...

Easy to use , great for quick and simple transactions at the touch of a button Reviewed on: 9th June 2026

Used pay on 3 a few times.

Used pay on 3 a few times. No interest and payment is spread so it's easier to purchase. Also the payment is taken automatically which is great. Reviewed on: 9th June 2026

Excellent service and very handy

Excellent service and very handy Reviewed on: 9th June 2026

Ever since I have used PayPal I have never had a pro...

Ever since I have used PayPal I have never had a problem customer service is efficient and helpful Reviewed on: 9th June 2026

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