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PayPal: PayPal Credit reviews

4.91
Based on 59,236 reviews, last reviewed 12th Apr 2026
776800% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service. Great service. Easy and quick to use Reviewed on: 12th April 2026
Sharon W's avatar
Sharon W

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59236)

Quick efficient simple.

5
Quick efficient simple. App very easy to navigate. Reviewed on: 24th May 2024

Very easy to talk to and sort out problems

5
Very easy to talk to and sort out problems Reviewed on: 24th May 2024

Easy to use with good notice and fair terms that are...

5
Easy to use with good notice and fair terms that are made clear. Reviewed on: 24th May 2024

Paypal credit it was interest free and helpfull

5
Paypal credit it was interest free and helpfull Reviewed on: 24th May 2024

That bit of help when you need it

5
That bit of help when you need it Reviewed on: 24th May 2024

Everything ok but credit not good enough.

4
Everything ok but credit not good enough. Reviewed on: 24th May 2024

PayPal makes payments easier and fast.

5
PayPal makes payments easier and fast. Reviewed on: 24th May 2024

PayPal has been good for me!

5
PayPal credit is really useful to spread payments and I like knowing I have PayPal to back me up if anything goes wrong Reviewed on: 24th May 2024

Very easy to use breaking the bill down to smaller a...

5
Very easy to use breaking the bill down to smaller amounts is great easy way to keep track of your money Reviewed on: 24th May 2024

Paypal is very reliable and their customer service i...

5
Paypal is very reliable and their customer service is the best at solving out the problems with so much politeness, professionalism and respect. Paypal Reviewed on: 24th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review