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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

840% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

BRILLIANT!

PayPal is by far the best third party provider for payments and transactions. Their security when paying online, ease of payment, transfers to friends, family and businesses and credit option (plus pay in 4 months interest free) make them a market leader and I highly recommend them! Reviewed on: 8th July 2022

Quick and easy - a lifesaver!

Love the options to split purchases into 3 equal instalments, it really helps to spread the cost of smaller purchases. The 4 instalment plan for bigger purchases has also come in useful as well, it's far more beneficial than just putting it on a credit card that has to be paid off in full the following month Reviewed on: 8th July 2022

Simple and secure

Easy to set up easy to use and secure Reviewed on: 8th July 2022

The monthly statement very confusion people

Sometimes it come out the balance which is from nowhere but I still need pay, very very confusion me Reviewed on: 8th July 2022

PayPal and PayPal credit forever

PayPal has changed the way I pay for things in my life. It’s fully safe and I can purchase an item of my dreams while purchasing using PayPal credit or pay in 3. Also no high interests like most of all credit cards companies. Reviewed on: 8th July 2022

Lifesaver

Every now and then you need something online but running short on cash PayPal is there with their 0% interest, which really helps. Reviewed on: 8th July 2022

Best service

Love their interest free option for 4 months on £100 Reviewed on: 8th July 2022

Easy to use credit

Easy to repay using a direct debit. Simples. Reviewed on: 8th July 2022

great having PayPal credit

I’ve managed to purchase items I couldn’t afford and to pay back monthly, what more can one want. Reviewed on: 8th July 2022

Very good

I am really very happy about there 3 payment features. And also interest free credit for 4 months . Reviewed on: 8th July 2022

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