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PayPal: PayPal Credit reviews

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4.91
Based on 50,225 reviews, last reviewed 3rd Jun 2025
1789900% increase in 5 star reviews
in the past 90 days
1433% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

What I think of PayPal I have not had any problems. I do not like them keep changing their contract with you but so far so good. Reviewed on: 3rd June 2025
David F's avatar
David F

Latest lowest rating:

1

Bad company Predatory practices, unreachable customer service. The best way to contact customer service is to simply not pay, they will harass you with numerous c... Read more Reviewed on: 3rd June 2025
imnotgivingmyname's avatar
imnotgivingmyname
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50225)

PayPal credit is just great

5
So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022
Paul Smith's avatar
Paul Smith

PayPal really are pals

5
PayPal is such a convenient and easy way to pay for things on credit for when you need that extra little buffer. The application makes it simple to see your usage and repayment schedule and the integration of PayPal into so many websites and services makes them bar far the most useful and easy to use service out there. Reviewed on: 8th July 2022
Ash B's avatar
Ash B

Very reliable and trustworthy and also safe

5
It's very easy to use and always safe. Anytime I need assistance i have it promptly. Reviewed on: 8th July 2022
Diva Campos's avatar
Diva Campos

Easy

4
So simple to use. Really straightforward and easy. Easy to keep track of and make payments. Has made internet transactions so much quicker and smoother Reviewed on: 8th July 2022
Geoff's avatar
Geoff

The best credit provider

5
Paypal has revolutionised credit and it had helped me when I needed the most. Thank you. Reviewed on: 8th July 2022
Lucas Albano's avatar
Lucas Albano

Smart and convenient payments!

5
I am using PayPal for the last 9+ years and happy to use it myself, recommend to friends and family. It's quick and easy to use, make purchases, spread the cost over a period of time and interest free during promotions. Make payments to friends and family for any cost sharing during holidays, eat out etc . Safe and secure! Totally Recommendable! Reviewed on: 8th July 2022
Jalen D's avatar
Jalen D

Buy now Pay later is the best

5
Well, it helped when I needed it… Reviewed on: 8th July 2022
Ayo Nuel's avatar
Ayo Nuel

Easy to use and great value.

5
I find PayPal Credit east to use and great value, it is now my go to payment method. Reviewed on: 8th July 2022
Peter Kinsella's avatar
Peter Kinsella

Excellent

5
Excellent servise,it greatly facilitates the planning of expenses and purchases Reviewed on: 8th July 2022
Jaroslaw Wyrwas's avatar
Jaroslaw Wyrwas

Top marks for PayPal credit

5
Excellent option to spread the cost over 3 or 4 months Reviewed on: 8th July 2022
Rob Goodrich's avatar
Rob Goodrich

Review PayPal: PayPal Credit now

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