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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,278 reviews, last reviewed 12th Apr 2026
780600% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for over 20 years now and it'... I've been using PayPal for over 20 years now and it's always been a good service Reviewed on: 12th April 2026
Andy's avatar
Andy

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59278)

Excellent product!

5
I have always found PayPal to be efficient, professional, helpful and courteous. Reviewed on: 24th May 2024
AH's avatar
AH

Excellent telephone contact with customer service

5
Excellent telephone contact with customer service Reviewed on: 24th May 2024
June's avatar
June

Overall good experience

5
Always really simple to use, wish I could chose what deals to pay money towards when making a payment though Reviewed on: 24th May 2024
Laura Linskey's avatar
Laura Linskey

Poor service from paypal

3
I had experineced with paypal..I had to contact multiple times to sort out the issues and it was confusing Reviewed on: 24th May 2024
irf's avatar
irf

Thankyou Paypal

5
Paypal have always protected me as a customer. Also very generous with PayPal credit. Reviewed on: 24th May 2024
Lauren wood's avatar
Lauren wood

Excellent

5
Nothing to say. Everything is just perfect. Reviewed on: 24th May 2024
Gabriel S's avatar
Gabriel S

PayPal - easy to use and secure.

5
The app is easy to use and secure. The option to use PayPal credit of split payments into three instalments has been very useful to me. Reviewed on: 24th May 2024
Dr M's avatar
Dr M

Friendly app

5
Easy to use app clear and open service Reviewed on: 24th May 2024
Stuart l's avatar
Stuart l

Very reliable and effective.

5
Very reliable and effective. I been a PayPal user for many years and it has never let me down. Is used PayPal credit once and it was a fast and effective service . Thanks Reviewed on: 24th May 2024
Barbara C's avatar
Barbara C

My PayPal

5
Easy and fast to use. The new pay in three is an amazing service for larger purchases. I recommend PayPal to everyone. Reviewed on: 24th May 2024
Linda M's avatar
Linda M

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