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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Amazing

reliable and amazing. trustworthy Reviewed on: 8th July 2022

Fits my Lifestyle !

It's a flexible friend !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 8th July 2022

I love it

Paypal Credit is really easy to use and allows me to spread out payments and have more flexibility. I love it. It's really helped me out these last few months. Reviewed on: 8th July 2022

Very good card, easy to use and manage, gives you peace of mind.

This is a very good opportunity to help you to shop when you don't have money. PayPal gives you a credit to use at any time whereas you can pay back a very small money, the amount that any one can afford. With PayPal you can have peace of money. Reviewed on: 8th July 2022

Credit Where Credit due?

Because I am disabled "PayPal Credit" is very useful for online purchases. I don't get out much and for that expensive I can spread out the cost. Reviewed on: 8th July 2022

Secure, quick, easy

Its really helpful and easy. Trustable and excellent customer service Reviewed on: 8th July 2022

Great way to spread the cost

I think PayPal credit is great, however they do need notifications to remind you to pay your credit every month ! However, over all it’s efficient and easy to spread the cost of spending each month on bigger payments. Reviewed on: 8th July 2022

Its very simple and easy to use

I'm using the app all the time and every wears because it is easy and Covering everything I need to buy it Reviewed on: 8th July 2022

Consumer friendly

Makes life simple with no pressure Reviewed on: 8th July 2022

Flexible and easy payment method

Peace of mind knowing your payment and transaction is secure. Easy flexible method of payment with 0% interest option is a nice perk. Reviewed on: 8th July 2022

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