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PayPal: PayPal Credit reviews

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4.90
Based on 59,323 reviews, last reviewed 12th Apr 2026
784600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective and easy to use PayPal Credit is a very effective and easy way to manage daily bills and finances Reviewed on: 12th April 2026
David J's avatar
David J

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59323)

Amazing , but not easy to find information about int...

5
Amazing , but not easy to find information about interest etc after 3 months Reviewed on: 24th May 2024
Marcel K's avatar
Marcel K

PayPal ftw!

5
I have used PayPal for years, and it has always been a straight-forward and easy experience. PayPal credit and Pay-In-3 are incredibly handy and very transparent with the terms and conditions! They are always on hand to assist with any issues, such as disputes with companies/individuals or scheduling payments. Reviewed on: 24th May 2024
Dyscaphia's avatar
Dyscaphia

Easy to use app.

4
Easy to use app. Friendly interface. Reviewed on: 24th May 2024
Amer's avatar
Amer

It is very supportive for new purchases

5
It is very supportive for new purchases Reviewed on: 24th May 2024
Recep O's avatar
Recep O

Great option of secure payment and options to cancel...

5
Great option of secure payment and options to cancel if transaction has been wrong.Like the fact that as well as password I also get txt to my phone in order to log in Reviewed on: 24th May 2024
Sarah G's avatar
Sarah G

PayPal pay in 3 or PayPal credit are amazing ways to...

5
PayPal pay in 3 or PayPal credit are amazing ways to help you buy larger purchases that you can budget for and they’re interest free Reviewed on: 24th May 2024
Nicola L's avatar
Nicola L

PayPal is a clear easy use service would recommend

5
PayPal is a clear easy use service Reviewed on: 24th May 2024
Katie jo's avatar
Katie jo

Stress free transactions

5
I have always had a seamless experience with PayPal even when having disputes they are handled quickly and efficiently. Reviewed on: 24th May 2024
Karen L's avatar
Karen L

Very easy to use and I feel very in control.

5
Very easy to use and I feel very in control. Its been very useful for a couple furinitre purchases recently where were able to take advantage a special offer with a leading retailer. Reviewed on: 24th May 2024
Phil B's avatar
Phil B

I love PayPal credit it gives you time to purchase w...

5
I love PayPal credit it gives you time to purchase what you need now Reviewed on: 24th May 2024
Mandy a's avatar
Mandy a

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