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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent and easy to use service.

Excellent and easy to use service. Reviewed on: 9th June 2026

It is a great service and straight forward account.

It is a great service and straight forward account. Reviewed on: 9th June 2026

Telephone is easy.

Telephone is easy. And can talk to a human Reviewed on: 9th June 2026

You don’t need to be a complete tech boffin to use it

Simple and easy way to buy especially online plus you get that added benefit of knowing you have some insurance on your side if you have problems Reviewed on: 9th June 2026

So simple and easy and is a big help

So simple and easy and is a big help Reviewed on: 9th June 2026

Excellent service!

Excellent service! Quick and easy to use, pay in three is very useful! Reviewed on: 9th June 2026

Paypal is the best

I do not need any thing else to do daily money related activities Reviewed on: 9th June 2026

PayPal credit has helped me furnish my home on a num...

PayPal credit has helped me furnish my home on a number of occasions when the pennies aren’t quite in the bank yet. easy to use on eBay and at a fair interest rate…. Can’t complain at all. Reviewed on: 9th June 2026

I have used PayPal Credit for purchases where I want...

I have used PayPal Credit for purchases where I wanted more flexibility in spreading payments over time. The application process was straightforward, and integrating it with my PayPal account was convenient. Payments and account management were generally easy to track through the PayPal platform. On the downside, I found that it is important to pay close attention to the terms and promotional financing periods, as interest charges can become significant if balances are not paid within the required timeframe. Customer support was adequate, although resolving account questions sometimes took longer than expected. Overall, PayPal Credit provided a convenient financing option for online purchases, but it works best when the repayment terms are clearly understood and managed carefully. Reviewed on: 9th June 2026

I use Paypal credit regularly, It works for me.

I use Paypal credit regularly, It works for me. Reviewed on: 9th June 2026

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