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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180881)

Easy to hse and available in most websites

5
Easy to hse and available in most websites Reviewed on: 9th June 2026

Very user friendly.

5
Very user friendly. Never had a problem not even elecetronically. Reviewed on: 9th June 2026

..even a pensioner can use jt

5
Quick and easy to use, so convenient especially for us older generation. Love the way it protects when paying on the internet.... Reviewed on: 9th June 2026

PayPal never let's you down.

5
PayPal never let's you down. Safe and secure. Easiest and safest way to pay online Reviewed on: 9th June 2026

Easy to use and very handy to have, clear advice and...

5
Easy to use and very handy to have, clear advice and payments and spending easy to view and pay more as and when you want Reviewed on: 9th June 2026

Always ready to help and support

4
Always ready to help and support Reviewed on: 9th June 2026

Always handy if you needed.

5
Always handy if you needed. Has a card as well another plus . Reviewed on: 9th June 2026

Statement

4
My statement was not on the account for a long time Reviewed on: 9th June 2026

I like PayPal credit in that it enables me to purcha...

5
I like PayPal credit in that it enables me to purchase premium products now which can be paid over an affordable time 18 months or 24 months or 36 months interest free. The fact also that on top of this interest free they recently offered a discount if I paid through PayPal was crucial a deal breaker in my decision to purchase. Reviewed on: 9th June 2026

I've had an excellent experience with PayPal.

5
I've had an excellent experience with PayPal. The platform is reliable, secure, and incredibly easy to use for both sending and receiving payments. Transactions are processed quickly, and I appreciate the added security features that help protect my financial information. The user interface is straightforward, making it simple to manage payments, track transactions, and resolve issues when needed. Customer support has also been helpful whenever I've had questions. Overall, PayPal provides a convenient and trustworthy payment service that makes online transactions smooth and hassle-free. I would highly recommend it to anyone looking for a secure and efficient way to manage payments online. Reviewed on: 9th June 2026

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