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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to use, transparent and good promotions

Simple to set up and use. No hidden or extra fees so you don’t get caught out. And the no interest for 4 months for purchases over £99 is incredibly useful and has allowed me to purchase products that may be a bit more expensive without having to pay even more for them. Would definitely recommend PayPal to anyone. Reviewed on: 8th July 2022

Simply the prefered payment method

In a world where purchasing anything online has a great risk to it, con artists, scammers and sketchy sites. Paypal makes me feel the safest when i see its logo to use as a payment method. wouldn't live without it. Reviewed on: 8th July 2022

The Backup

Always there when needed for emergency funding for Christmas and birthdays, knowing its there as a back up has my mind at ease. Would definitely recommend. Reviewed on: 8th July 2022

Simply the best!

Makes my life a lot easier when I’m doing my shopping online.Gives me a lot of assurance against fraud. Reviewed on: 8th July 2022

PayPal credit

Really great product easy to use and easy to pay back Reviewed on: 8th July 2022

Great Help

1. I love the interest free credit for £100 and above for 4 months. It helps me manage my budget. 2. It's payment method is accepted by most online vendors and my favorite restaurants. 3. So far no problem with security. I hope it gets better and add more applications. Reviewed on: 8th July 2022

Quick payment method

PayPal credit is a quick payment method, Which helps you to buy more and pay longer. I love it . Reviewed on: 8th July 2022

splendid help

Helps in fast and secure purchase on other sites. I often pay with PAYPAL knowing that I will be protected from fraud. Reviewed on: 8th July 2022

Excellent service

Easy transactions with flexible payment Reviewed on: 8th July 2022

Trustable, safe, liability

Safe to use in any transaction, spend with confidence, peace of mind Reviewed on: 8th July 2022

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