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PayPal: PayPal Credit reviews

4.91
Based on 50,487 reviews, last reviewed 8th Jun 2025
1814100% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Paypal assisted me with easy credit facility when I wanted to buy my flight tickets. They are also good in facilitating my online payments . Reviewed on: 8th June 2025
Victor A's avatar
Victor A

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50487)

Simple, affordable and safe

5
I like how I can spread payments out and allows me to effectively budget high price items. Reviewed on: 8th July 2022

Best finance/loan company.

5
Many places don’t accept Klarna or clear pay. But with PayPal credit I’m and able to afford things I can’t normally afford all at once. And it’s nice to be able to treat myself and pay it back with little interest. Reviewed on: 8th July 2022

excellent

5
excellent customer services and takes care of their customers very well. I love using the credit to make payments especially when the unexpected happens. Reviewed on: 8th July 2022

excellent option to spread online payments

5
The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022

Easy and hassle free

5
Paypal credit is easy to use and the site simple to navigate. Interest free over £99 Reviewed on: 8th July 2022

Amazing

5
Being able to spread the cost over 4 months with zero interest is amazing. PayPal is a trusted payment provider which makes it even better! Reviewed on: 8th July 2022

Easy and trustworthy

5
The app is the easiest banking app I have ever used Reviewed on: 8th July 2022

Best one

5
Best Credit ever had I highly recommend it for anyone who want to buy safety Reviewed on: 8th July 2022

Tremendous help with finances in my everyday life.

5
Paypal has been instrumental to my everyday transactions and has helped tremendously at times when I needed to a stop gap financially. Reviewed on: 8th July 2022

Yes

5
All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022

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