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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180883 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180883)

I like PayPal credit in that it enables me to purcha...

I like PayPal credit in that it enables me to purchase premium products now which can be paid over an affordable time 18 months or 24 months or 36 months interest free. The fact also that on top of this interest free they recently offered a discount if I paid through PayPal was crucial a deal breaker in my decision to purchase. Reviewed on: 9th June 2026

I've had an excellent experience with PayPal.

I've had an excellent experience with PayPal. The platform is reliable, secure, and incredibly easy to use for both sending and receiving payments. Transactions are processed quickly, and I appreciate the added security features that help protect my financial information. The user interface is straightforward, making it simple to manage payments, track transactions, and resolve issues when needed. Customer support has also been helpful whenever I've had questions. Overall, PayPal provides a convenient and trustworthy payment service that makes online transactions smooth and hassle-free. I would highly recommend it to anyone looking for a secure and efficient way to manage payments online. Reviewed on: 9th June 2026

PayPal credit gives me the options

PayPal credit gives me the option to budget and be control of my finances. It allows me to have items that I want and pay on my terms. Reviewed on: 9th June 2026

It was wonderful thanks for helping

It was wonderful thanks for helping Reviewed on: 9th June 2026

Always easy to use peace of mind easy

Always easy to use peace of mind Reviewed on: 9th June 2026

Mixed feelings

Easy to use however for some reason Payments keep getting rejected can only pay over the phone. Reviewed on: 9th June 2026

Handy, flexible credit that fits everyday life

I’ve used PayPal Credit for several years now. The application process was quick and straightforward – I got an instant decision, and once approved, the credit line was available to use straight away, no extra card needed. What I love most is the 0% interest offers on qualifying purchases over a set period – it makes spreading the cost of bigger buys really affordable, as long as you pay off the balance before the promotional period ends. It works seamlessly wherever PayPal is accepted online, so I don’t have to enter new card details every time I shop. The account management is simple too: I can check my balance, view statements, and make payments easily through the PayPal app or website. Reminders help me stay on top of due dates, and customer support has been helpful whenever I’ve had a quick question. It’s perfect for planned purchases or covering unexpected costs without the hassle of applying for a separate store card. Just like any credit, it works best when you use it responsibly – pay on time and you avoid extra charges. Definitely recommended for anyone who wants flexible, convenient credit with trusted backing. Reviewed on: 9th June 2026

Happy with my interactions with PayPal credit

Happy with my interactions with PayPal credit Reviewed on: 9th June 2026

It’s so easy to use PayPal and most companies accept...

It’s so easy to use PayPal and most companies accept - it’s even better now I have a physical card! I especially love the “Pay in 3” giving you 3 months to pay a smaller amount interest free and the “pay nothing for 4 months” over certain amounts you can use this - especially helpful at the end of the month when money is tight then you can pay it off interest free as and when before the 4 months are up! Reviewed on: 9th June 2026

very very good expriance with paypal

very very good expriance with paypal Reviewed on: 9th June 2026

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