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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It’s my go to for buying, easy to use with a clear a...

It’s my go to for buying, easy to use with a clear application to see what’s remaining in credit plans ect Reviewed on: 9th June 2026

4 to 3 months interest free other cards want a trans...

4 to 3 months interest free other cards want a transfer fee. Reviewed on: 9th June 2026

Very happy

Paypal makes life so much easier Reviewed on: 9th June 2026

PayPal easy to use

PayPal excellent safe way of paying for things on the net Reviewed on: 9th June 2026

Good borrowing not intrusive Well known

Good borrowing not intrusive Well known Reviewed on: 9th June 2026

Paypal Credit is so easy to use and hassle free

Paypal Credit is so easy to use and hassle free Reviewed on: 9th June 2026

Interest free credit is always good.

Interest free credit is always good. Splitting payments over 3 months is handy when money is tight. Reviewed on: 9th June 2026

Helps me out with safe and reliable payments.

Helps me out with safe and reliable payments. Reviewed on: 9th June 2026

Easy and convenient way to make and send payments.

Easy and convenient way to make and send payments. Reviewed on: 9th June 2026

MY GO TO PAYMENT CARD

I always use PayPal , it’s so easy to get all my products. So easy to use and very safe. I never get into debt, as I pay of my account every payday Reviewed on: 9th June 2026

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