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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180885 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180886)

Happy with my interactions with PayPal credit

Happy with my interactions with PayPal credit Reviewed on: 9th June 2026

It’s so easy to use PayPal and most companies accept...

It’s so easy to use PayPal and most companies accept - it’s even better now I have a physical card! I especially love the “Pay in 3” giving you 3 months to pay a smaller amount interest free and the “pay nothing for 4 months” over certain amounts you can use this - especially helpful at the end of the month when money is tight then you can pay it off interest free as and when before the 4 months are up! Reviewed on: 9th June 2026

very very good expriance with paypal

very very good expriance with paypal Reviewed on: 9th June 2026

Great service and protection.

Great service and protection. Easy to use. Reviewed on: 9th June 2026

Absolutely fantastic customer service and excellent...

Absolutely fantastic customer service and excellent to use. Very happy with PayPal Reviewed on: 9th June 2026

Excellent

Great for transactions. Very smooth Reviewed on: 9th June 2026

Very easy application, decision straight away.

Very easy application, decision straight away. So easy to set up online and use in the app straight away, as well as been able to request a physical card. Repayments make easy by setting up a direct debit. Reviewed on: 9th June 2026

I am 63 and I find using paypal so easy, I mainly us...

I am 63 and I find using paypal so easy, I mainly use it for Ebay but whenever I shop elsewhere on line I always look for paypal payment because its safe and secure. They are also very good at helping with disputes and getting refunds when the sellers are being less than helpful. I have used paypal for years and I will continue to do so. Reviewed on: 9th June 2026

PayPal is great but trying to get in contact is diff...

PayPal is great but trying to get in contact is difficult Reviewed on: 9th June 2026

PayPal Account

PayPal is really good, very efficient and easy to use. If you have a query or problem their customer service is second to none. On two occasions we had to get our money back from dodgy sales and they successfully refunded our transactions with no fuss at all. Highly recommend PayPal to anyone. Reviewed on: 9th June 2026

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