Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

All good nothing bad to say PayPal is a good credit...

5
All good nothing bad to say PayPal is a good credit system and your always in the know. Reviewed on: 9th June 2026

Used PayPal for years and always loved it

5
Used PayPal for years and always loved it Reviewed on: 9th June 2026

useful service to have at fingertips

5
useful service to have at fingertips Reviewed on: 9th June 2026

Paypal is the best.

5
Paypal is the best. Anytime I call customer service, my request's been solved. Really appreciate Reviewed on: 9th June 2026

Great Product Development

5
The product that just keeps getting better - more variety and clarity all the time Reviewed on: 9th June 2026

PayPal gives you the opportunity to buy the things y...

5
PayPal gives you the opportunity to buy the things you need or want with the option of pay in 3 or PayPal credit Reviewed on: 9th June 2026

Fantastic, easy to use, allows me to recycle efficie...

5
Fantastic, easy to use, allows me to recycle efficiently while making money. The platform is clear and works really well. The pricing is great fees are low allowwing me to benefiting by selling my goods to people who want them. I need to clear my home of years worth of Collectibles That my children have no interest in, rather than leave the burden on them to clear my property. Reviewed on: 9th June 2026

Excellent customer service

5
I have always had excellent service from PayPal staff any time I've had a problem Reviewed on: 9th June 2026

It’s such a easy way to send and receive money

5
It’s such a easy way to send and receive money Reviewed on: 9th June 2026

Very Useful

5
Its so handy been able use the credit card, has great offers and other useful features on the app Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products