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PayPal: PayPal Credit reviews

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4.90
Based on 59,426 reviews, last reviewed 12th Apr 2026
794300% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy and without fuss so enjoyable Always easy and without fuss so enjoyable Reviewed on: 12th April 2026
Chris G's avatar
Chris G

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59426)

Good option to spread cost for big purchases

5
Good option to spread cost for big purchases Reviewed on: 25th May 2024
J s's avatar
J s

Used many times now excellant

5
Used many times now and it really helps if there’s something you want now but can’t afford . It gives that extra time to pay for your item I think it’s brilliant . . I have and will recommend to friends and family it’s really informative tells you the months you have to pay back and how much when split into the four or more payments how much to pay . Every month you have an e-Mail to let you know the payment is due and the day they are taking it absolutely great I love the simplicity of it Reviewed on: 25th May 2024
Patricia M's avatar
Patricia M

Excellent service.

5
Excellent service. Quick and efficient Reviewed on: 25th May 2024
Carol H's avatar
Carol H

Great, love PayPal

5
Great, love PayPal! I use it almost everyday! It's so useful! Pay in 3 and PayPal credit are great for expensive items! Reviewed on: 25th May 2024
Jack W's avatar
Jack W

Great options, providing 4 months interest free plan.

5
Great options, providing 4 months interest free plan. Quick and easy to use Reviewed on: 25th May 2024
Dipesh 's avatar
Dipesh

All done in minute,easy and simple.

5
All done in minute,easy and simple..It is a very good experience Reviewed on: 25th May 2024
Igor's avatar
Igor

Good Service ...

5
I find it hard to speak to uour customer service Reviewed on: 25th May 2024
Antony 's avatar
Antony

It's easy to use I rely on Paypal all the...

5
It's easy to use I rely on Paypal all the time Reviewed on: 25th May 2024
M NAZIR's avatar
M NAZIR

Easy to use when im stuggling i apply for credit int...

5
Easy to use when im stuggling i apply for credit intrest free and get it everytime its amazing. Reviewed on: 25th May 2024
Sean h's avatar
Sean h

Low interest, very convienient and secure.

5
Low interest, very convienient to pay and repay since it's all hooked up to my cards and store accounts anyway. The interface is really simple, the minimum payment is low. You got that security of not needing to type your card info into a bunch of websites. If you shop on ebay it's super covienient. It's a great little pool of credit you can dip-into for big purchases that you want to spreadnout. Reviewed on: 25th May 2024
Liam S's avatar
Liam S

Review PayPal: PayPal Credit now

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