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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180886)

Pay pal is perfect pay palalways excellent

5
Pay pal is always excellent, I have never had any issues with pay pal Reviewed on: 9th June 2026

Fantastic

5
I have never had to use customer service, hence the neutral score. My PayPal experience has been fantastic. Reviewed on: 9th June 2026

Always easy to use.

5
Always easy to use. Simple to send money and I love pay in 3. Reviewed on: 9th June 2026

Good credit limit and interest-free offers

5
Adequate credit limit and special offers of interest-free instalments on repayment for larger purchases. Reviewed on: 9th June 2026

Have generally received good advice from customer se...

4
Have generally received good advice from customer services Reviewed on: 9th June 2026

Good experience

5
Never had an issue using PayPal and makes payments very straight forward. It also provides protection when making purchases online. Reviewed on: 9th June 2026

I use PayPal for the "pay in 3"

4
I use PayPal for the "pay in 3" as it gives me a breather from bill paying. I also took up the offer, years ago, to buy Crypto and that is working out fine. All in all, I like PayPal Reviewed on: 9th June 2026

PayPal allowed a scamming website to retain my money...

3
PayPal allowed a scamming website to retain my money despite the fact that I demonstrated that I had been scammed. They blocked all my appeals after my first one. Reviewed on: 9th June 2026

Wholeheartedly recommend PayPal.

5
I have twice had issues with businesses that I'd paid using PayPal. PayPal fought my corner when those goods and services weren't as described and I got my money back. I'm not really much of a credit user but I have used PayPal Credit a few times to take the strain off one month into the next before I pay off, this has helped my credit score as well. Reviewed on: 9th June 2026

Great credit company No problems great response to a...

5
Great credit company No problems great response to any queries. The App is easy to use and use Thank you pay pal Reviewed on: 9th June 2026

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