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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Its amazing

Its better than loan and banking procedures Reviewed on: 8th July 2022

Mr. Rajendrakumar Patel

This is the best scheme for PayPal credit system. Very useful for who have problem with low income and difficult to pay money. I will recommend my friends and family. Thank you. Reviewed on: 8th July 2022

PayPal is a trusted company

I will recommend PayPal to friends and families because the service is fantastic. Reviewed on: 8th July 2022

Very easy to use

Very easy to make a payment with paypal credit and it gives enough time to pay it back and interest free Reviewed on: 8th July 2022

Fees are silly now

Avoid PayPal credit. Don't get trapped in it. Reviewed on: 8th July 2022

The most convenient and easy Credit card option

Paypal credit has been a huge financial lifeline for me and my family Easy to use and easy to manage and very efficient customer services with plenty of little perks such as discounts on purchases and options to spread costs of purchases. Very easy to manage and navigate Paypal App Reviewed on: 8th July 2022

Amazing

PayPal credit has helped so much with purchases and the ease of checkout, I have never had an issue with payments. It is really helpful! Thanks Reviewed on: 8th July 2022

All good

All good Reviewed on: 8th July 2022

Credit Made Simple!

So straight forward to use and so supported by a brilliant company. Would highly recommend. Reviewed on: 8th July 2022

PayPal is consistent, easy and helpful

I've used PayPal for a number of years now, their interest rates are very reasonable, their pay in 3 scheme is fantastic and practical for how my finances work and they also offer great financial advice. Reviewed on: 8th July 2022

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