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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Great experience and service received,

5
Great experience and service received, Reviewed on: 9th June 2026

I always use paypal for my transactions and the payp...

5
I always use paypal for my transactions and the paypal credit helps me a lottt Reviewed on: 9th June 2026

I always choose to pay with PayPal if that option is...

5
I always choose to pay with PayPal if that option is available. It's hassle-free, always reliable and secure. Customer support is always top notch. Reviewed on: 9th June 2026

Paypal credit saved the show!

5
Paypal credit allowed me to purchase a unique but essential sound card that was very expensive but i could pay it off over 36 months at a good rate.So Paypal credit saved a series of shows that had to be supplied at short notice. Reviewed on: 9th June 2026

Great company!

5
Super easy to apply for, and to view/manage payments. Great customer service. Great platform. Very please with the overall service and protection Paypal offer Reviewed on: 9th June 2026

Exceptional service when correctly billed

5
Exceptional service when I was incorrectly billed by a dubious company. They acted swiftly and I soon had peace of mind. Reviewed on: 9th June 2026

I love paypal, comes in handy when you need addition...

5
I love paypal, comes in handy when you need additional help. Reviewed on: 9th June 2026

Great customer service

5
Always help if you have a problem with someone not sending you the right goods Reviewed on: 9th June 2026

All good, never an issue using paypal

5
All good, never an issue using paypal Reviewed on: 9th June 2026

Easy to use and gives peace of mind around money...

5
Easy to use and gives peace of mind around money safety Reviewed on: 9th June 2026

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