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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59505 reviews)

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4.90

Based on 59,505 reviews, last reviewed 12th Apr 2026

801300% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use safe and secure Easy to use safe and secure. Easy to use app and I’m confident that data secure Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59505)

Love using PayPal for peace of mind and convenience

Love using PayPal for peace of mind and convenience Reviewed on: 25th May 2024

Efficient service

Satisfactory service and efficient service. Faster payment with 5 star experience. If you are thinking of joining PayPal account and credit account, please join without hesitation Reviewed on: 25th May 2024

Easy and straightforward application process.

Easy and straightforward application process. Quick decision and affordable rate of interest. Very pleased with everything. Reviewed on: 25th May 2024

Pay pal credit is good, but make sure we pay off the...

Pay pal credit is good, but make sure we pay off the money fastly. Reviewed on: 25th May 2024

Interest free holidays

I always use PayPal credit to pay for my holidays and take advantage of the four months interest free payments. It’s so helpful and interest free what’s not to love? Reviewed on: 25th May 2024

Love PayPal credit!!

PayPal credit is amazing because it allows me to buy things and pay them up within a certain period of time with no interest. I really love that because it makes my life easier to get what I want without worrying about paying more for it. I like knowing that if I pay a purchase off by a certain date, there is no interest being charged. Reviewed on: 25th May 2024

PayPal helps me to pay in 3 months

PayPal helps me to pay in 3 months Reviewed on: 25th May 2024

I shop with no worries knowing that if a transaction...

I shop with no worries knowing that if a transaction is disputed, I can always be backed by PayPal. Reviewed on: 25th May 2024

Nothing but praise!

Paypal credit and pay in 3 are amazing as its really flexible and low interest. I have nothing but praise for this service. Customer service have always been really helpful. Reviewed on: 25th May 2024

Easy transaction online, easy payment methid, easy s...

Easy transaction online, easy payment methid, easy shoping online. Reviewed on: 25th May 2024

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