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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy

So easy to use … very flexible ! I’m impressed Reviewed on: 8th July 2022

Forever recommending Paypal Credit to friends and family!

I now avoid all credit card lenders and ONLY use PayPal credit. The fact you don't have to pay ANY interest until after 4 months (which 9/10 times Is paid before it gets to that point) is amazing! Huge help for last minute things you need to buy anywhere from a birthday present you forgot or to replace a household appliance that broke - This is very helpful for all situations without Suprise costs or worry over being screwed over financially for borrowing Reviewed on: 8th July 2022

Love PayPal

Love PayPal! Always gives offers and little charge!!! So happy to be with PayPal!!! Reviewed on: 8th July 2022

Great and easy to use

I have found that using pay pal is easy and convenient . Reviewed on: 8th July 2022

Amazing service

Paypal is an amazing service specially their 4 month interest free payment service superb costumer support. Highly recommend Reviewed on: 8th July 2022

Nothing to say just I love it

The best condition of shopping and fantastic customer service along with security. To be honest PayPal credit is the best. Reviewed on: 8th July 2022

PayPal helps

When you need to purchase an item you can spread the cost easily with PayPal credit! Reviewed on: 8th July 2022

Best credit provider

Easy application process, reasonable limit offered, easy to use as it is widely accepted. Reviewed on: 8th July 2022

Helps me split the cost of important things in life

I have had an extremely good experience of PayPal credit. Find it easy to use, easy to pay off. Reviewed on: 8th July 2022

Convenient and simple to use

This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022

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