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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180894)

Convenient and easy to use.

5
Convenient and easy to use. Sending money to others is very quick and easy. Reviewed on: 9th June 2026

Easy to use and set up.

5
Easy to use and set up. Regular emails to keep on top of transactions. Transactions clearly listed with a date clearly displayed on when the 4 months interest free is expired. Easy to set up a direct debit. Reviewed on: 9th June 2026

Exceptionally professional

5
Exceptionally reliable , clear and reliable communication with service offerings others do not have Reviewed on: 9th June 2026

Always been reliable and very helpful with any probl...

5
Always been reliable and very helpful with any problems I have encountered Reviewed on: 9th June 2026

PayPal to earn points and money

5
Been with them for I believe 14 years now and pay nearly everything through them. i now earn points and therefore money so could not be better. Reviewed on: 9th June 2026

Extremely helpful and beneficial when you’re looking...

5
Extremely helpful and beneficial when you’re looking for some extra financial help. Readily available for most payments and fair in the payback period. Reviewed on: 9th June 2026

Excellent professional service, great and fair help...

5
Excellent professional service, great and fair help in spreading the cost of purchases Reviewed on: 9th June 2026

PayPal Credit is great

5
PayPal Credit has honestly been super handy for me. The approval was quick, the payments are easy to manage and it makes bigger purchases way less stressful. It just works smoothly with my PayPal which I really appreciate. Reviewed on: 9th June 2026

Love PayPal.

5
Love PayPal. Easy to use. Support is good. Reviewed on: 9th June 2026

Brilliant secure piece of mind shopping, I always us...

5
Brilliant secure piece of mind shopping, I always use PayPal and have done for ages as you know you’re going to be looked after time and time again thanks PayPal! Reviewed on: 9th June 2026

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