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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

My experience so far has been good, I haven’t experi...

My experience so far has been good, I haven’t experienced any problems with it. It actually helped me a lot in case of emergency spendings Reviewed on: 9th June 2026

PayPal reliable service

PayPal is easy to use and available on most online retailers Reviewed on: 9th June 2026

Quick and easy to use

I've only used it for online purchases but it's quick and easy to use Reviewed on: 9th June 2026

As good as a bank.

As good as a bank. Ok APR, quick transfers and able to purchase crypto. Reviewed on: 9th June 2026

I am using paypal credit more than 1 year.

I am using paypal credit more than 1 year. I liked the service, plan and interest rates. Reviewed on: 9th June 2026

An excellent way to pay with various interest free o...

An excellent way to pay with various interest free options and Cashback rewards. Options for payments can be made to suit your requirements. The instant 4 months interest free option for anything over £100 is perhaps the most significant factor in using your PayPal account. Reviewed on: 9th June 2026

Easy to mange finances and spending and an effective...

Easy to mange finances and spending and an effective form of payment Reviewed on: 9th June 2026

Great way to pay

PayPal is a really convenient way to pay for online purchase. I especially like the pay in three function to share the cost over three months. Reviewed on: 9th June 2026

No Real issues

Never had any issues until this week but hopefully resolution centre will resolve Reviewed on: 9th June 2026

Good customer service

Very good customer service and rates are good aswell Reviewed on: 9th June 2026

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