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PayPal: PayPal Credit reviews

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4.90
Based on 59,547 reviews, last reviewed 12th Apr 2026
805400% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to transact with and good options for payments. Easy to transact with and good options for payments. Reviewed on: 12th April 2026
Luke Jackson's avatar
Luke Jackson

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59547)

Fantastic credit service

5
I have used PayPal credit for several purchases, and it’s always easy and efficient. Paying it back is easy and the interest free is brilliant. Reviewed on: 25th May 2024
Ben's avatar
Ben

Highly recommend

5
Been using PayPal credit since it was introduced. Quick, easy and efficient way to pay and stay in control. Good to know you have cover against fraud. Can't fault it! Reviewed on: 25th May 2024
ValK's avatar
ValK

PayPal account

5
I've never had a problem with PayPal thst couldn't be fixed and customer service is great very well mannered and are quick to get what ever the problem is resolved ASAP and staff are very helpful and really go above and beyond and help you no end great services and if I were someone looking into using PayPal I'd honestly ask the what they habe been waiting for and to go ahead very good services and can be used in if nit all most places abd safest way to pay for things too yeah I have nothing bad to say about PayPal at all Reviewed on: 25th May 2024
Tracy H's avatar
Tracy H

PayPal credit enables a super smooth purchase option.

4
PayPal credit enables a super smooth purchase option. I have used many times using interest free partnerships with likes of Apple etc. definitely recommend. Reviewed on: 25th May 2024
Adam W's avatar
Adam W

Credit made easy .

5
Credit made easy . It's there when you need it simple Reviewed on: 25th May 2024
saslecro's avatar
saslecro

I have got a answer where is my mini car hoover neve...

1
I have got a answer where is my mini car hoover never arrived I asked for a refund nothing has happened Reviewed on: 25th May 2024
Alaric de Souza's avatar
Alaric de Souza

Live agent immediately very rare these days

5
If there is an issue it is dealt with immediately you get to speak to a live agent very rare these days and swiftly Reviewed on: 25th May 2024
Debbie s's avatar
Debbie s

Easy banking

5
Makes everyday banking worry free Reviewed on: 25th May 2024
Stuart's avatar
Stuart

Excellent service with piece of mindpaypal

5
Excellent service with piece of mind Reviewed on: 25th May 2024
Tracy s's avatar
Tracy s

I love the pay in 3 .

5
I love the pay in 3 . Really more manageable to break the cost down over 3 payments Reviewed on: 25th May 2024
Kelly p's avatar
Kelly p

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