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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59583 reviews)

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4.90

Based on 59,583 reviews, last reviewed 12th Apr 2026

808500% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It gives me the time to pay for my purchases in ins... It gives me the time to pay for my purchases in instalments and take’s the pressure of me. I find it easier to use to pay for my purchases online and... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59583)

Easy to use.

Easy to use. 4 month interest free option great for those more expensive purchases. Simple to set up & can follow, check payment dates. Also you can pay early, or pay extra any amount as long as your direct debit is set up for minimum payment each month. All very easy to use! Great service PayPal! Reviewed on: 25th May 2024

Happy with PayPal Credit

Never had any problems with PayPal credit, friendly & helpful customer support & nothing is to much trouble Reviewed on: 25th May 2024

Easy to facilitate!

Easy to facilitate! All options clear and app easy to use. Reviewed on: 25th May 2024

Very good experience with PayPal

Very good experience with PayPal Reviewed on: 25th May 2024

It’s always safe and secure to use paypal

It’s always safe and secure to use paypal Reviewed on: 25th May 2024

Great experience...

Great experience Great indeed Reviewed on: 25th May 2024

I use PayPal regularly to buy goods and pay on line...

I use PayPal regularly to buy goods and pay on line as it allows me security and occasionally to spread payment at low cost via credit , pay in 3 etc.. Reviewed on: 25th May 2024

Paypal credit

Over all good, when I contact customers service Reviewed on: 25th May 2024

Always amazing experience Paypal never let me down a...

Always amazing experience Paypal never let me down and always ready to help whenever I am stuck ķ Reviewed on: 25th May 2024

Very useful to have PayPal credit, service...

Very useful to have PayPal credit, excellent service of funding, very easy to apply for and excellent customer service when required. Reviewed on: 25th May 2024

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