Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180897 reviews)

View other PayPal products

4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180897)

PayPal Credit is great

PayPal Credit has honestly been super handy for me. The approval was quick, the payments are easy to manage and it makes bigger purchases way less stressful. It just works smoothly with my PayPal which I really appreciate. Reviewed on: 9th June 2026

Love PayPal.

Love PayPal. Easy to use. Support is good. Reviewed on: 9th June 2026

Brilliant secure piece of mind shopping, I always us...

Brilliant secure piece of mind shopping, I always use PayPal and have done for ages as you know you’re going to be looked after time and time again thanks PayPal! Reviewed on: 9th June 2026

Always been a reliable source of credit, easy to tra...

Always been a reliable source of credit, easy to track and fast acting approval system in place so that you can progress as you need to with your purchases. Always been able to get suppprt easily from the team too should their be a problem Or issue. Reviewed on: 9th June 2026

Always had good experience, nothing to complain about

Always had good experience, nothing to complain about Reviewed on: 9th June 2026

Loyal customer loyal business ...

I ben with PayPal for years now, easy to get credit and easy to pay off . Its a very handy credit app that links straight to your bank account Reviewed on: 9th June 2026

Paypal credit is amazing and really useful

Paypal credit is amazing and really useful Reviewed on: 9th June 2026

I’ve found PayPal Credit really useful for spreading...

I’ve found PayPal Credit really useful for spreading the cost of larger purchases. It’s easy to use, secure, and gives me extra flexibility when managing my finances. The application process was straightforward, and I like having the option to pay over time when needed. Reviewed on: 9th June 2026

PayPal makes money fun and flexible through its thou...

PayPal makes money fun and flexible through its thoughtful approach to customers financial package options. Reviewed on: 9th June 2026

Trust worthy app to use easy to use

Easy to use when purchasing online, especially dealing with options to pay Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101095 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub