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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use, safe and informative.

Easy to use, safe and informative. Not had a problem thats not been unable to be solved. Reviewed on: 9th June 2026

Good and sufficient service.

Good and sufficient service. Money transfers always quick and on time. Reviewed on: 9th June 2026

Very good,

Very good, easy to arrange credit Reviewed on: 9th June 2026

PayPal is really good when it comes to disputes

PayPal is really good when it comes to disputes with sellers and obtaining refunds. Reviewed on: 9th June 2026

I like the pay over 4 months option

I like the pay over 4 months option Reviewed on: 9th June 2026

PayPal online purchases

I use PayPal for all my online purchases (when availible). The interest free 3 payment option is a life saver at times when the budget is a challage. Reviewed on: 9th June 2026

Efficient and convenient

Have used it frequently and great way to spread costs a d easy to manage. Reviewed on: 9th June 2026

Problem free service.

Problem free service. Great service especially the 4 month interest free on high price purchases. Reviewed on: 9th June 2026

Excellent service

Excellent variety of payment methods and extremely reliable. Reviewed on: 9th June 2026

Fast and always available service.

Fast and always available service. Reviewed on: 9th June 2026

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