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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

83% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Great option

Never disappointed about service Reviewed on: 8th July 2022

Very Easy to set up

PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022

Reliable, easy to use

PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022

Perfect product

Works perfect and responds exactly to my needs. Reviewed on: 8th July 2022

Amazing services

I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022

Best offers and payment plans

The interest free payment options that paypal offers has enables me to purchase key items that I wouldn’t have been able to under current living cost crisis Reviewed on: 8th July 2022

A very innovative idea.

Imagine a credit card without the card? That’s exactly what you get with PayPal Credit Card and the best part is the ability to pay later or spread the cost! Reviewed on: 8th July 2022

Great

Simple, good APR and 4 months free interest on purchases over £99 Reviewed on: 8th July 2022

Wonderful Company

Very good company with fantastic customer service. Reviewed on: 8th July 2022

Easy to manage and perfect for any emergencies

I’m finding the PayPal credit very handy to have for emergencies. I am SO pleased with the 4 months free interest. It’s really helped me a lot to have this as a backup for any needed purchases. Reviewed on: 8th July 2022

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