Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,290 reviews, last reviewed 3rd Jun 2025
1795700% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit is great, has a good interest rate Paypal credit is great, has a good interest rate Reviewed on: 3rd June 2025
Heberth M's avatar
Heberth M

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50290)

Brilliant

5
Easy to set things up and tye staff is really lovely when you need help and I prefare to use PayPal so people don't get my card details Reviewed on: 8th July 2022

Making paying less painful

5
Very good service, all the time. Reviewed on: 8th July 2022

Simple. Secure.

5
Always trusted Paypal as a secure payment provider. Now with their credit facilities they built on the secure and simple model with easy payment options to spread your cost over many months and that too at 0%. All done at the click of a button, irrespective of the merchant whether they offer split payments or not. Cant recommend paypal more to everyone to manage expenses in the current cost of living crisis! Its a no-brainer .... everyone should be using it. Reviewed on: 8th July 2022

PAYPAL EXPERIENCE

5
This is a unique opportunity for me to experience the immense benefits of using the PayPal credit account it avails me various benefits and immeasurable advantages in using the credit system. It's an awesome experience for me Reviewed on: 8th July 2022

Best ever

5
Convenient to use, easy to pay and love the 0% deals! Reviewed on: 8th July 2022

Flexible and easy

5
Good deals with no date limitations of when offers ends. Easy to spread payment or limited time interest free payment. Reviewed on: 8th July 2022

Excellent

5
It helped me at a time when I needed it the most. I think it’s perfect for people who want to buy quality products and don’t have the money Reviewed on: 8th July 2022

I am very happy

4
The best credit . All clear to check Reviewed on: 8th July 2022

Cheap way to spread the costs.

5
Love how PayPal Credit gives me short interest free options or a longer way to buy goods which I know is pre approved. Great customer service who respond quickly to messages and easy to follow statements showing when payments due on each item. Reviewed on: 8th July 2022

No fuss payments

5
PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products