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PayPal: PayPal Credit reviews

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4.90
Based on 59,614 reviews, last reviewed 13th Apr 2026
811300% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use with great customer service and sup... Very easy to use with great customer service and supporting understanding professional staff who are always happy to help. Gives real flexibility for ... Read more Reviewed on: 13th April 2026
Luffy s's avatar
Luffy s

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59614)

Super Support team

5
I have encountered a seller issue who misinformed me and charged me for a service I haven't subscribed. Customer service agents supportive, professional, helpful and assisting me with every step of the refund request Reviewed on: 25th May 2024
Adrian M's avatar
Adrian M

Never have an issue with it.

5
Never have an issue with it. They have great customer service if something goes wrong. Great service. Helps me out when I’m in a jam just before payday Reviewed on: 25th May 2024
Kathryne B's avatar
Kathryne B

Flexible affordable option

5
Love the flexibility of PayPal credit and the ease at repaying it when I want to Reviewed on: 25th May 2024
Em Tyler's avatar
Em Tyler

Very reliable, easy access and good service!

5
Very reliable, easy access and good service! Reviewed on: 25th May 2024
Dpinter's avatar
Dpinter

PayPal credit is a great help to me.

5
PayPal credit is a great help to me. Always there when I need it Reviewed on: 25th May 2024
Maria's avatar
Maria

Always feel safer and every time I spend money and a...

5
Always feel safer and every time I spend money and also feel like I can have better control over my money Reviewed on: 25th May 2024
Helaman Cesario's avatar
Helaman Cesario

The 0% for 4 months has been a big help...

5
The 0% for 4 months has been a big help in spreading out the cost of some home improvement projects. Reviewed on: 25th May 2024
Ben G's avatar
Ben G

My experience have been very good no complaints than...

5
My experience have been very good no complaints thank you Reviewed on: 25th May 2024
David C's avatar
David C

PayPal Credit is Phenomenal

5
PayPal is the best credit service I can ever hope to use it is easy, quick and very user friendly Reviewed on: 25th May 2024
Nathan H's avatar
Nathan H

Using curve to use in store is really helpful

5
Using curve to use in store is really helpful Reviewed on: 25th May 2024
Jay's avatar
Jay

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