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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Wonderful Company

Very good company with fantastic customer service. Reviewed on: 8th July 2022

Easy to manage and perfect for any emergencies

I’m finding the PayPal credit very handy to have for emergencies. I am SO pleased with the 4 months free interest. It’s really helped me a lot to have this as a backup for any needed purchases. Reviewed on: 8th July 2022

I was asked to do this

I was told if I voted for this company I would be entered into a £1000 prize draw. Does that make the voting fair? Perhaps not. But I want the money. Love ya! Reviewed on: 8th July 2022

Brilliant service

The app is easy to use and it is widely used keep up the good work Reviewed on: 8th July 2022

Cash

Great for when you short for the month to get little things. Reviewed on: 8th July 2022

Very good

I love using PayPal credit. Very good for quick checkout Reviewed on: 8th July 2022

Papal credit

It’s really help me to build my life in uk Tanks papal Reviewed on: 8th July 2022

affordable

this is the best way to help people to get credit and make payment Reviewed on: 8th July 2022

Excellent credit option

Low APR, easy to apply, trustworthy Reviewed on: 8th July 2022

Wouldn't be without

Refused Paypal credit for the last 3 years never had a problem it's help me out a few times wouldn't be without it Reviewed on: 8th July 2022

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