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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It's my first experience with PayPal.

It's my first experience with PayPal... customer service has been good Reviewed on: 9th June 2026

Very good always willing to help when I contact them

Very good always willing to help when I contact them Reviewed on: 9th June 2026

PayPal is Safe and Reliable

I have used PayPal for several years now and use it to pay for online shopping. I feel reassured that it provides that extra layer of protection . I have twice had issues with companies and with PayPals help I had my money refunded very quickly and easily. Reviewed on: 9th June 2026

I’ve been using PayPal for 11 years

I’ve been using PayPal for 11 years it’s one of the best things I’ve signed up for when credit started I signed up straight away and it’s helped me in between pay days and with payment safety Reviewed on: 9th June 2026

Been using PayPal for a few years now,easy to use...

Been using PayPal for a few years now,easy to use Reviewed on: 9th June 2026

really great.

really great. Easy access, widely accepted Reviewed on: 9th June 2026

Keep your money and info safe -PayPal

PayPal is the only platform I trust and use for online purchases , with fraud getting worse nowadays I’m happy knowing my money and information is as safe as it possibly could be Reviewed on: 9th June 2026

Very straight forward, full access through the app.

Very straight forward, full access through the app. Reviewed on: 9th June 2026

Never had a bad experience with PayPal, I have been...

Never had a bad experience with PayPal, I have been a customer for years and it has always been a great service :) Reviewed on: 9th June 2026

PayPal is my essential partner

Very efficient at explaining what they had done and why it looked different to what I expected. Colleague showed empathy and understanding of my problem and how it had come about Reviewed on: 9th June 2026

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