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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180904)

Christmas special

5
made my christmas special as i spread my payments over a period of 4 months interest free Reviewed on: 9th June 2026

I have had a couple of problems with purchases, but...

5
I have had a couple of problems with purchases, but by going on to the complaints section of the app the problems were resolved in a fast and efficient manner and the monies returned to my account within a week. Reviewed on: 9th June 2026

Perfect for shopping

5
The app works perfectly, CS is responsive. No issues whatsoever. Reviewed on: 9th June 2026

It’s simple to use and track your spending.

5
It’s simple to use and track your spending. The 0% interest offers I have used multiple times. The app is easy and I can send payments without any hassle Reviewed on: 9th June 2026

Easy to use and various payment options

5
Easy to use and various payment options Reviewed on: 9th June 2026

Always had a great experience with paypal

5
Always had a great experience with paypal Reviewed on: 9th June 2026

;;@3@((dgv

5
Nice experience for almost few years now Reviewed on: 9th June 2026

Excellent simple straight forward, no fuss experience.

5
Excellent simple straight forward, no fuss experience. Reviewed on: 9th June 2026

You need an accessible helpline .

3
You need an accessible helpline . You are very difficult to get to speak to anyone Reviewed on: 9th June 2026

paypal credit helps me by giving me more time to pay...

5
paypal credit helps me by giving me more time to pay and guarantees payment Reviewed on: 9th June 2026

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