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PayPal: PayPal Credit reviews

4.90
Based on 59,646 reviews, last reviewed 13th Apr 2026
813800% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easy way to pay Easy fast just when you need it and can’t be bothered with applying for a loan Reviewed on: 13th April 2026
Philip B's avatar
Philip B

Latest lowest rating:

1

Bad company No customer safety, I had item shown delivered and photo shown its been left somewhere where I cant find and PayPal couldn't help me due to tracking s... Read more Reviewed on: 13th April 2026
Martins S's avatar
Martins S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59646)

Good company to provide money never had issues just...

4
Good company to provide money never had issues just the getting the money back is a bit slow everything else is spotless Reviewed on: 25th May 2024

Easy and safe way to pay also offer a buy now pay la...

5
Easy and safe way to pay also offer a buy now pay later option. Reviewed on: 25th May 2024

I use PayPal to pay for most transactions because th...

5
I use PayPal to pay for most transactions because they are the most reliable way to pay. The customer service is excellent, I would recommend PayPal to everyone Reviewed on: 25th May 2024

PayPal Credit!

5
Always use credit and always feel that it is well structured and easy to use! I often use credit due to the flexible payment options and how widespread paypal is on sites. I have used PayPal for numerous £200 plus transactions without any hassle. Reviewed on: 25th May 2024

Use regularly never have any issues easy!

5
Use regularly never have any issues easy and effective Reviewed on: 25th May 2024

Great, highly recommended.

5
Great, highly recommended. Very easy to use Reviewed on: 25th May 2024

Excelent

5
Excelent Reviewed on: 25th May 2024

My PayPal experience

5
I’ve been using PayPal for more than 15 years to purchase products from various websites locally and even abroad and I’ve never had any issues. I highly recommend giving trying it if haven’t already. Reviewed on: 25th May 2024

Great interest rate and easy to use app.

5
Great interest rate and easy to use app. Reviewed on: 25th May 2024

I love the fact they offer 4 months interest free it...

5
I love the fact they offer 4 months interest free it’s great,also easy to use and there is no stress nor hassle. Reviewed on: 25th May 2024

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