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PayPal: PayPal Credit reviews

4.91
Based on 50,429 reviews, last reviewed 7th Jun 2025
1808800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit comes in clutch Amazing, Paypal credit has helped me through tough times in desperate needs of funds. Reviewed on: 7th June 2025
Kenan Y's avatar
Kenan Y

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50429)

Love Paypal credit

5
Paypal credit is excellent,straigthforward and I love the 0% interest free credit for 3 months Reviewed on: 8th July 2022

Extremely versatile and handy!

5
I've been using PayPal credit for a few years now and they are by far the easiest and most convenient way to use credit. Their app makes it super easy to make payments and set up direct debits if you choose to and their pay in three option is fantastic, I use that all the time. They also have a great 0% interest on purchases over £99 for 4 months which is very handy. 10/10, love my PayPal :) Reviewed on: 8th July 2022

Service

5
This is an amazing platform- the customer service is also lovely. I really do appreciate this as it allows me to get 4 months interest free credit. Reviewed on: 8th July 2022

Paypal credit

5
Spreading costs over 4 months without incurring interest is perfect! Reviewed on: 8th July 2022

Lets make a secure payment

5
I’m so happy to use my paypal credit for my most payment, specially when I supposed to be paid monthly without interest. Reviewed on: 8th July 2022

Pay pal

5
Best experience I ever had high recommend Reviewed on: 8th July 2022

Great Service by Paypal

5
Thank you for your support in these times. You credit support is very helpful. Reviewed on: 8th July 2022

Wonderful

5
They are always there if you need extra help Reviewed on: 8th July 2022

Best credit

5
Easy to apply and quick approval! Best credit experience Reviewed on: 8th July 2022

Perfect payment option

5
I am very happy to use my PayPal credit. It's very handy and can delay my payments with 0% charges. It's great opition and I would really recommend it. Reviewed on: 8th July 2022

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