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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use and very fair.

Easy to use and very fair. And just a big company that you know will have. You're back. Reviewed on: 9th June 2026

Great service.

Great service. With paypal credit, its easier especially pay 0% intrest for 4 months for anyting more than £99 is the best Reviewed on: 9th June 2026

Everything is just simple and easy to use

Everything is just simple and easy to use Reviewed on: 9th June 2026

Maximum period of 0% for 4 months is a very short am...

Maximum period of 0% for 4 months is a very short amount of time to pay off large purchases. There should be an option to extend this. Reviewed on: 9th June 2026

Love the flexibility of PayPal credit

Ive used PayPal credit a number of times, it’s really good to have 4 months interest free which Ive usually been able to clear before the 4 months is up.really handy. Reviewed on: 9th June 2026

Never had any problems and use pay pal credit regula...

Never had any problems and use pay pal credit regularly Reviewed on: 9th June 2026

Easy to use good security I like that most online re...

Easy to use good security I like that most online retailers give the option of using payoal Reviewed on: 9th June 2026

Excellent and easy too use, great for knowing that y...

Excellent and easy too use, great for knowing that your payment is secure ,an excellent service Reviewed on: 9th June 2026

Easy to Ise

Excellent , Good when traveling abroad. Reviewed on: 9th June 2026

Working well and manageble using the app

Working well and manageble using the app Reviewed on: 9th June 2026

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