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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Gave me credit when needed it .

PayPal for it was PayPal the one who granted me a credit line and that credit line would help the way for me to build a credit file. It was PayPal the one who trusted in me when the others failed me and they would reject me under their ridiculous excuses that there was not enough credit history in my file. Reviewed on: 8th July 2022

So helpful!!!

The PayPal credit helped me furnishing my new home. Without that financial help I couldn’t afford to buy all furniture. Reviewed on: 8th July 2022

Really good

Simple to use interface and really easy to manage. Reviewed on: 8th July 2022

A real Pal!

Needed some equipment right away, and PayPal Credit made it easy to apply gave a generous limit and the gear was in my hands quick as a flash. Great interest free options superb service all round. Reviewed on: 8th July 2022

Amazing service! Highly recommended.

I was using Paypal Credit for the last few years and their 0% policy for the first 4 months + the ability to pay with Paypal on almost every service around the world makes shopping so convenient! The ability to spread the cost combined with accessibility and a friendly user portal is just a total winner <3 Reviewed on: 8th July 2022

helpful and amazing

I got so many stuff for my room within one day and that's amazing and was super helpful Reviewed on: 8th July 2022

Safe and Easy to use

I always feel safe using paypal with my online purchases. It is also very convenient to use! Reviewed on: 8th July 2022

Quick and hassle-free credit

Quick and easy hassle free credit would recommend to anybody Reviewed on: 8th July 2022

Perfect for online shopping

A simple to use online credit card Reviewed on: 8th July 2022

Best way to shop

Absolutely love PayPal credit! It’s so handy and easy to use! I use it almost everyday Reviewed on: 8th July 2022

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