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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Great platform and service.

4
Great platform and service. Customer Service are friendly and will make an effort to explain everything. Reviewed on: 9th June 2026

Paypal credit allowed me to pay for Annual Tutitions..

5
Paypal credit allowed me to pay for Annual Tutitions in career developing courses/programmes saving me money in the long run allowing me to pay it off in my own time. Reviewed on: 9th June 2026

Great service and i love shopping with next using pa...

5
Great service and i love shopping with next using paypal Reviewed on: 9th June 2026

Its very quick and simple.

5
Its very quick and simple. You have plenty of options to choose it from . Reviewed on: 9th June 2026

PayPal is your pal

5
Always there if I need it and easy to use Reviewed on: 9th June 2026

Great app to use.

5
Great app to use. Good customer service on the occasions I’ve required assistance. Reviewed on: 9th June 2026

A banking service that actually cares about the cust...

5
A banking service that actually cares about the customers! Reviewed on: 9th June 2026

They have always been fair and helped me to recover...

5
They have always been fair and helped me to recover money from a dodgy company Reviewed on: 9th June 2026

App easy to use .

5
App easy to use , always get reminders for payments well in advance, great rewards scheme Reviewed on: 9th June 2026

great service

5
very easy transactions any problems they are always available to help Reviewed on: 9th June 2026

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