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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,809 reviews, last reviewed 1st Feb 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50809)

Convenient and Reassuring

4
Paypal Credit allows you to easily make payment for the goods being purchased but is backed by stringent checking and timely reporting of use. I Like the option of spreading repayments. Reviewed on: 8th July 2022
Jon's avatar
Jon

Excellent service

5
Fast, reliable and secure money transfer. Very accessible. Helpful when it times of financial needs. Will recommend to others. Reviewed on: 8th July 2022
Karen's avatar
Karen

Useful and easy to understand

5
Useful and easy to understand. Defer payment for an easier time at a reasonable interest rate Reviewed on: 8th July 2022
John Templeton's avatar
John Templeton

Great

5
Best thing I did getting the paypal credit, great to spread the cost over 3 months Reviewed on: 8th July 2022
Dave's avatar
Dave

Hi

5
Amazing service provided. Thanks to all Reviewed on: 8th July 2022
Miroslava 's avatar
Miroslava

Easy to use

5
A useful tool for purchases that you can spread over a few months, especially when the 0% offers are available. Reviewed on: 8th July 2022
ESEL's avatar
ESEL

Just the best option for payments

5
It's just so easy to use, I fully recommend it Reviewed on: 8th July 2022
Christian Daniel Franco's avatar
Christian Daniel Franco

Excellent service

5
All I can say is they’ve been there when needed money the most Reviewed on: 8th July 2022
Rob Prothero's avatar
Rob Prothero

Hassle free

5
It’s really great and relatable Reviewed on: 8th July 2022
justina_dimude@yahoo.com's avatar
[email protected]

Easy to use.

5
Very fast and efficient way to purchase anything. Also believe that the whole site and purchase cover is secure so always confident with transactions. Reviewed on: 8th July 2022
Gary Harland's avatar
Gary Harland

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