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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,682 reviews, last reviewed 13th Apr 2026
817000% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit a lot it’s so handy and now ther... I use PayPal credit a lot it’s so handy and now there’s a physical card it’s even better Reviewed on: 13th April 2026
Martine 's avatar
Martine

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59682)

Helps massively to enjoy purchases without the stres...

5
Helps massively to enjoy purchases without the stress of finding the money instantly Reviewed on: 25th May 2024
Dave G's avatar
Dave G

I’ve had a really good experience with PayPal Credit...

5
I’ve had a really good experience with PayPal Credit, really easy to use and gives me more flexibility with paying! Reviewed on: 25th May 2024
Lucie G's avatar
Lucie G

Never had any issues paying with paypal credit.

5
Never had any issues paying with paypal credit. Any returns was put back on credit. Reviewed on: 25th May 2024
David B's avatar
David B

Brilliant platform and reliable service with good va...

5
Brilliant platform and reliable service with good value and customer service Reviewed on: 25th May 2024
Shaun R's avatar
Shaun R

It's Fast and Easy to apply and setup.

5
It's Fast and Easy to apply and setup. Very affordable too! Reviewed on: 25th May 2024
Trevelyan F's avatar
Trevelyan F

I use it all the ton the 4 months interest...

5
I use it all the ton the 4 months interest free option Reviewed on: 25th May 2024
Stan B's avatar
Stan B

Good stuff.

5
Good service with good discount. Not used customer service yet but no issues all round. Would recommend. Reviewed on: 25th May 2024
BP's avatar
BP

So easy to use and especially good for spreading the...

5
So easy to use and especially good for spreading the cost of large buys interest free Reviewed on: 25th May 2024
H B's avatar
H B

I've used for multiple purchases over the years.

5
I've used for multiple purchases over the years. Never accumulated debt. Helps me buy what I need and want at the time. Reviewed on: 25th May 2024
Gareth M's avatar
Gareth M

Used for a while and find it so easy to...

5
Used for a while and find it so easy to use Reviewed on: 25th May 2024
Stephanie W's avatar
Stephanie W

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