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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Awesome credit

Love it. So easy to shop online and just add paypal credit.. so easy to use Reviewed on: 8th July 2022

Amazing friend to my shopping

It’s amazing to have a little digital friend to do so many things for you in the shopping.My PayPal friend with benefits! Reviewed on: 8th July 2022

Excellent way to spread the cost of purchases

PayPal credit is an excellent way of paying no interest on products and spread the cost over 4 months Reviewed on: 8th July 2022

Amazing

Best company ever so easy to understand and simple to use what you see is what you get 11/10 rating from me Reviewed on: 8th July 2022

Highly recommend!

Highly recommend PayPal Credit! Very convenient! Reviewed on: 8th July 2022

Excellent

Idea for when your low on cash. I have used it to make several large purchase. it is easy to use but they should try and make it clearer on the interest rate. Update of the app is needed so you can payoff your credit before the time given. Reviewed on: 8th July 2022

Convenient way 2.pay

Quick and within my limit PayPal is the reliable way to go Reviewed on: 8th July 2022

Brilliant

PayPal credit and Pay in 3 allows me to buy food and necessities when I need them. I feel safe using PayPal because they send me constant reminders of how much money I need to pay and date due. I find customer services over the phone very helpful, knowledgeable and patient with me when I want to know about unrecognised charges. Also customer services via chat room is even better as you can actually see the answer to ones question. I have been with PayPal for many years and if I cannot buy via PayPal I do without. I feel PayPal as a credit lender has my back and this its much appreciated. Thank you Reviewed on: 8th July 2022

So easy and convenient

Love the no interest for 4 months, it is easy to use and allows me to afford the things I love without paying any interest. Being a student, my credit rating is not as good as some other people's, but I was able to get access to Paypal credit and many online store have the option to pay with Paypal, from Apple to my trip. Reviewed on: 8th July 2022

The best

i recommend paypal to anyone because it is safe and very convenient to use and spend my money. Reviewed on: 8th July 2022

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