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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Always positive service and products.

4
Always positive service and products. Lots of payment options and usually good at resolving issues quickly Reviewed on: 9th June 2026

I have been with PayPal for years

4
I have been with PayPal for years great for sending & receiving money and easy to use Reviewed on: 9th June 2026

No fuss and quick transactions.

5
No fuss and quick transactions. Would recommend to anyone. Reviewed on: 9th June 2026

PayPal for the User

5
PayPal is very user friendly and offers a wide range of options. PayPal Credit is an excellent platform. Reviewed on: 9th June 2026

PayPal is very reliable and you can trust them too

5
PayPal is very reliable and you can trust them too Reviewed on: 9th June 2026

Great way to buy things and get 4 months to pay it o...

5
Great way to buy things and get 4 months to pay it off, I’m completely protected and PayPal Credit goes through fast can use it in so many places. Absolutely amazing Reviewed on: 9th June 2026

Not faced any problems.

4
So far so good. I haven't had to deal with their customer service, so i can't rate that. But in general it's all going pretty well. Reviewed on: 9th June 2026

Never had a problem with paypal.

5
Never had a problem with paypal. Its a simple system at a reasonable rate of interest. Reviewed on: 9th June 2026

On the odd occasion I Call

5
On the odd occasion that I required assistance, the staff were all excellent and helpful. Top Marks. Reviewed on: 9th June 2026

The products offered by PayPal suit me down to the g...

5
The products offered by PayPal suit me down to the ground. Also they also get issues sorted out quickly. Reviewed on: 9th June 2026

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