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PayPal: PayPal Credit reviews

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4.91
Based on 58,985 reviews, last reviewed 11th Apr 2026
754200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, always use the app! Very good, always use the app! Gggggg Reviewed on: 11th April 2026
Ste's avatar
Ste

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58985)

Have no issues with PayPal Credit.

5
Have no issues with PayPal Credit. Works really weel Reviewed on: 24th May 2024
Melv F's avatar
Melv F

Had Paypal Credit for years

5
I've had Paypal Credit for years now and it's always been great for me, especially with online purchases in where I don't want to use my normal debit card for it. The pay in 4 with 0% interest is always nice to have too for the bigger purchases Reviewed on: 24th May 2024
lewiscochrane24@hotmail.com's avatar
[email protected]

It’s been great dealing with PayPal.

5
It’s been great dealing with PayPal. Very easy app and stress free Reviewed on: 24th May 2024
Eleni K's avatar
Eleni K

The best payment method

5
It’s easy to use and to pay monthly or pay in 3 months or it comes straight out of your bank account. I love the flexibility of it. Thank you Reviewed on: 24th May 2024
Teresa B's avatar
Teresa B

Useful and slick way to pay securely

5
Useful and slick way to pay securely Reviewed on: 24th May 2024
Stephen H's avatar
Stephen H

Happy with PayPal for many years.

5
I've used PayPal for many years. I trust that all of my transactions paid through PayPal will go efficiently. I've also used PayPal credit and Pay in Three and all are easy to deal with. Very Happy to continue taking care of my payments through PayPal. Reviewed on: 24th May 2024
Leigh D's avatar
Leigh D

It’s quick, easy and reliable.

5
It’s quick, easy and reliable. Great for online purchases and allows you to spread the payments for up to 4 months interest free credit. Customer services respond quickly and efficiently which makes me trust the service. I have used this PayPal for years but the PayPal credit is excellent and I always know my purchases are covered Reviewed on: 24th May 2024
Kat K's avatar
Kat K

Simple & Effective

4
Very easy to use, with clear details on repayments and how the process works. Allows for large purchases to be managed into easy payments with clear guidance on how to manage your spending. Once accepted you can opt to use either Credit, your balance or your bank account to make payments Reviewed on: 24th May 2024
Belgevain's avatar
Belgevain

Always efficient good experience With no problems si...

5
Always efficient good experience With no problems simple and easy to use and easy to access anywhere iand at any time Reviewed on: 24th May 2024
Michael G's avatar
Michael G

I usually have a good experience with PayPal credit

4
I usually have a good experience with PayPal credit Reviewed on: 24th May 2024
Linda urquhart 's avatar
Linda urquhart

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