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PayPal: PayPal Credit reviews

4.91
Based on 58,923 reviews, last reviewed 11th Apr 2026
748400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
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Latest highest rating:

5

Paypal a convenient and secure way to pay PayPal is a great way to pay and provides credit and time to pay, puts a secure layer between the consumer and retailer too! Reviewed on: 11th April 2026
D C's avatar
D C

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58923)

Everything is good, no problems whatsoever

5
Everything is good, no problems whatsoever Reviewed on: 24th May 2024

Very good experience for me.

5
Very good experience for me. Im use first time pay. Paypal use app easy way Reviewed on: 24th May 2024

PayPal allows me to pay in instalments, with multipl...

5
PayPal allows me to pay in instalments, with multiple stores and provides staments on what I spend. Reviewed on: 24th May 2024

PayPal is very quick and easy to use, provides you w...

5
PayPal is very quick and easy to use, provides you with a sense of security Reviewed on: 24th May 2024

PayPal has been great since have been using it

4
PayPal has been great since have been using it Reviewed on: 24th May 2024

Fast , easy & secure PayPal credit

5
I have used PayPal credit to pay for everything including holidays. It is accepted everywhere and is a secure and easy way to pay for your purchases. I particularly like to use the 4 months interest free offers , affordable and free if you clear your balance. Reviewed on: 24th May 2024

Spread the cost of my shopping over 4 months without...

5
Spread the cost of my shopping over 4 months without paying interest. Great. Reviewed on: 24th May 2024

Paypal has changed my life when it comes to finances.

5
Paypal has changed my life when it comes to finances. Most of the time I don't have cash available for shopping as my money goes on the mortgage and bills. This way I can buy things and pay back in small amounts. Reviewed on: 24th May 2024

My best financial partner

5
Very easy to use, money that I could use when needed Reviewed on: 24th May 2024

Safe and easy

5
Always feel safe using PayPal to make purchases online Reviewed on: 24th May 2024

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