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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy and convenient

It's very user friendly and convenient. Automation of so many things means that you can make adjustments through the app without having to communicate with someone. Even if customer service is required, it is always exceptional. Reviewed on: 8th July 2022

Great service

Easy to use, swift confirmation and simple repayments. Coupled with 4month interest free offers makes this perfect for medium spend purchases. Reviewed on: 8th July 2022

Simple and clear credit

Very straight forward process of paying with PayPal Credit. Nice an simple terms, haven't encountered any problems with PayPal so far. Reviewed on: 8th July 2022

Excellent package all round

PayPal credit is stunning! 4 months 0% apr what’s not to like about that. Spread the costs with some retailers for up to 4 years 0%apr. PayPal customer service is amazing. Refunds are instant. All round the only thing that could make it better is a physical card. Reviewed on: 8th July 2022

easy to use

Great service, easy to use. Always up to date with transactions. Reviewed on: 8th July 2022

First Class

Absolutely Brilliant never ever a problem to deal always perfect Reviewed on: 8th July 2022

Number 1

Paypal is the easiest and safest to pay. I never had problems with paypal, they always helped me when I needed it. Love Paypal !!! Reviewed on: 8th July 2022

It was fantastic

amazing amazing amazing I just love it thank you so much Reviewed on: 8th July 2022

Amazing service !!!

Very nice Reviewed on: 8th July 2022

Very good service

It's very eady to use, very good app interface and it's moving fast. Just love it! Reviewed on: 8th July 2022

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