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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

More than happy

I am very happy every time when I use PayPal! Special with PayPal credit! I so happy I will recommend to all my clients and my friends Reviewed on: 8th July 2022

PayPal credit is the best choice!

This one was my best decision I made, if I knew this before, would apply earlier avoiding many others credit companies to be honest. If you need to pay something in few months than this is definitely it and best of all, it will not lower or impact your credit score. Reviewed on: 8th July 2022

PayPal Credit is great and flexible

I mainly use it to purchase almost everything online (e.g. hotels, flights, home furniture, etc.). PayPal Credit is very flexible, quick, relaible and convenient Reviewed on: 8th July 2022

Good so far

All good experience so far I had with it Reviewed on: 8th July 2022

Best value credit

PayPal Credit is very simple to use on check out online & then easy to manage from your account. There are some fabulous money saving offers, such as 4 months interest free. Which is the one I tend to make use of 'to spread the load' as it were. Makes it the cheapest credit available as far as I can see. Reviewed on: 8th July 2022

PayPal

Service, reliability, easy to use cannot fault PayPal. Thanks Reviewed on: 8th July 2022

Excellent service provider

Their platform is easy to access and to understand. A very good and responsive customer service and customer care. Reviewed on: 8th July 2022

Paypal credit

Amazing!!! Try PayPal credit I doing my shoppings online and I spread 4 months no fee. Thank you p PAYPAL Reviewed on: 8th July 2022

Fast and easy to use.

Setting up an account and applying for credit was fast and easy to do. No problems with using it, payments always on time and great customer service. Reviewed on: 8th July 2022

I love Pay Pal

Very convenient and easy to use. High recommend. Reviewed on: 8th July 2022

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