Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,872 reviews, last reviewed 11th Apr 2026
743800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is convienient and easy to set-up PayPal is convienient, easy to set-up and connect with my accounts. I've recently joined the rewards programme which enhances my positive experience w... Read more Reviewed on: 11th April 2026
L A's avatar
L A

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58872)

Good method of obtaining intrest free credit

5
Good method of obtaining intrest free credit Reviewed on: 24th May 2024
Alan R's avatar
Alan R

I never have any problems with PayPal credit.

5
I never have any problems with PayPal credit. Always available and the repayments are affordable. Reviewed on: 24th May 2024
Ren A's avatar
Ren A

Advice / critique

4
Eventually get problems solved but need to be quicker Reviewed on: 24th May 2024
colin p's avatar
colin p

Get PayPal Credit

5
I’ve used PayPal credit for a number of years and being able to spread the cost of purchases of £99 over 4 months interest free has been of real benefit into my finances over the longer term. I couldn’t recommend the product enough if people are looking to make and expensive purchase it’s a god send Reviewed on: 24th May 2024
George C's avatar
George C

I have pay.

5
I have pay.pal credit in a few minutes Reviewed on: 24th May 2024
Paulina S's avatar
Paulina S

My little friend

5
I’ve found this service very dependable and easy to use Reviewed on: 24th May 2024
Joseph W's avatar
Joseph W

Great platform easy to use and contact customer serv...

5
Great platform easy to use and contact customer services Reviewed on: 24th May 2024
Haley L's avatar
Haley L

Stress free payments

5
Love the pay in 3 option, it’s so convenient for keeping to my monthly budget but still being able to get the things we needed. Reviewed on: 24th May 2024
Jenna S's avatar
Jenna S

Great service, easy to use and I love using it for w...

5
Great service, easy to use and I love using it for when I need to. No issues so far and hope to keep it that way. Simple and effective Reviewed on: 24th May 2024
LadyBex's avatar
LadyBex

It’s really hard to close the PayPal account when yo...

3
It’s really hard to close the PayPal account when you’ve got to balance but is easy to use when buying things. Reviewed on: 24th May 2024
Emma G's avatar
Emma G

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill