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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180857)

I always use Paypal, it's the safest and most secure...

5
I always use Paypal, it's the safest and most secure of all other payments. Reviewed on: 9th June 2026

Paypal has enabled me to purchase essential items th...

5
Paypal has enabled me to purchase essential items that I would have had to save up for otherwise. My most recent purchase was a microwave oven because my old one broke down. I find it an essential service. Reviewed on: 9th June 2026

Perfect Pay pal

5
Perfect just perfect always on the other side of the phone to help excellent customer services Reviewed on: 9th June 2026

Brilliant service and product.

5
Brilliant service and product. Clear and simple to use and points bonus is a good thing too. Easy to set payments and mange account. Reviewed on: 9th June 2026

Useful credit card

4
I only use it for the credit card and it provides useful 3 months interest free payments Reviewed on: 9th June 2026

Easy and smooth to use, and a great convenience

5
Easy and smooth to use, and a great convenience Reviewed on: 9th June 2026

Always a great service and easy to use app

5
Always a great service and easy to use app Reviewed on: 9th June 2026

Love paypal credit, so easy to use and it’s always a...

5
Love paypal credit, so easy to use and it’s always available as options! Reviewed on: 9th June 2026

An all round great service with easy to use interface

5
An all round great service with easy to use interface Reviewed on: 9th June 2026

Great for unexpected payments

5
I have started using it again this past year and I found it very useful for periods of time when one has got unexpected payments to make. Reviewed on: 9th June 2026

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