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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

It's easy to use and offers interest free credit for...

It's easy to use and offers interest free credit for larger purchases Reviewed on: 9th June 2026

Brilliant!

Brilliant! I needed a new tumble drier but was low on funds for a big purchase and PayPal credit helped me pay for my item and I had to pay it back over 4 months, interest free! Low rates too! Would recommend to anyone Reviewed on: 9th June 2026

Excellent service easy & safe to use

Excellent service easy & safe to use Reviewed on: 9th June 2026

Works great

It’s a little difficult to find out about interest payments but other than that it’s excellent Reviewed on: 9th June 2026

Simple and effective service, never let me down

Simple and effective service, never let me down Reviewed on: 9th June 2026

Great choices, great options easy to understand

Great choices, great options easy to understand Reviewed on: 9th June 2026

Customer service was exceptional.

Customer service was exceptional. They really helped me when I wasn’t sure what to do. Reviewed on: 9th June 2026

Very good service Every thing works very well

Very good service Every thing works very well Reviewed on: 9th June 2026

PayPal credit

I think it's the best credit provider ever Reviewed on: 9th June 2026

always reliable and fast plus ecure

always reliable and fast plus ecure Reviewed on: 9th June 2026

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