Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

It’s been great, easy to use and most retailers use...

It’s been great, easy to use and most retailers use it Reviewed on: 9th June 2026

Excellent easy to use great value for money.

Excellent easy to use great value for money. Reviewed on: 9th June 2026

.paypal easy to use and efficient

Never had a issue with PayPal.. great communication Reviewed on: 9th June 2026

Great experiences so far.

Great experiences so far. Easy to set up and worry free Reviewed on: 9th June 2026

reliable

i’ve been using paypal for all my online purchases and it has been very good and very reliable. Now that it comes with a physical card, I can use it to my in store purchases as well! Reviewed on: 9th June 2026

Reliable user friendly service.

Reliable user friendly service. It is easy to understand my account and keep track of my purchases and balance Reviewed on: 9th June 2026

Every time I use PayPal, I feel a sense of ease that...

Every time I use PayPal, I feel a sense of ease that’s rare with online payments. It gives me the confidence to move money without stress, knowing everything is protected and seamless. What I love most is how it removes the worry and lets me focus on what truly matters. It’s not just a payment service — it’s peace of mind in my pocket. Reviewed on: 9th June 2026

always great when i speak with them

always great when i speak with them Reviewed on: 9th June 2026

So far so good

So far we are really glad we have this account. It’s very helpful when in between payments. Love the 4 months to pay it off. Very good for us! Love the little perks with it too. Reviewed on: 9th June 2026

Efficient, and convenient way to pay.

Efficient, and convenient way to pay. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub