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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Very professional and reliable service with excellent service and security.

I always use PayPal services for its customers and secure services. Reviewed on: 8th July 2022

Peace of mind credit card

Very handy to use in terms of urgency purchases. Reviewed on: 8th July 2022

Paypal

Paypal Credit is great,low pay back every month Reviewed on: 8th July 2022

Amazing!

PayPal credit is amazing, if your short on cash, it really helps until payday. Easy to use easy to pay back Reviewed on: 8th July 2022

Perfect .....Helpful at hard times

Perfect .....Helpful at hard times Reviewed on: 8th July 2022

Credit Boost

I applied for & was accepted for PayPal Credit which was super fast and easy to do. I love the fact that so many things in my family's life have changed because I now have an affordable way to pay for so many things, from weekend activities, birthday's, Christmas, holidays and even the armchair that I'm sitting in right now to write my review! This great new way to pay has made my life so much happier and less stressful. PayPal Credit is No 1 for Safe, Stress Free, No nonsense and Affordable online shopping. Reviewed on: 8th July 2022

Fair transparent with great offers of 0% purchases

A great company very good to deal with great rates on offer Reviewed on: 8th July 2022

Paypal credit spend on almost anything

Paypal credit has help me and my family decorate our home and buy furnishings to match, martial arts and up to date technology. Would highly recommend paypal credit to any family or business. Reviewed on: 8th July 2022

Paypal Rocks

been with paypal for years now and i no problem at all. always been so helpful when i need it. i dont have any regrets having it. Highly recomended! Reviewed on: 8th July 2022

PayPal credit, easy to use and trustworthy

Have no problems with my PayPal credit account and the app is easy to navigate Reviewed on: 8th July 2022

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