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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58815 reviews)

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4.91

Based on 58,815 reviews, last reviewed 11th Apr 2026

738500% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit is amazing, they offer 4months interes... PayPal credit is amazing, they offer 4months interest free payments on purchases over £100. They have very good customer services. They now have a phy... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58815)

Pay pal is my best mate .

Never had a bad experience. love the pay in 3 … always helps me out when I cannot afford the whole balance and I can budget monthly for it. Great credit limit. Always have piece of mind that I am covered with consumer insurance when shopping too plus all credit debit cards secured payments in one place Reviewed on: 24th May 2024

Highly recommend

Always a prompt efficient service Reviewed on: 24th May 2024

Paypal is your pal

Have used multiple times. Never a problem. On the occasion the purchase has been reversed they are quick to credit the payment back. Reviewed on: 24th May 2024

Always top notch

I've always had great experiences with PayPal. Can't fault it really. Reviewed on: 24th May 2024

I have never had any problems with PayPal.

I have never had any problems with PayPal. Anytime I have had to contact them they have always been helpful, polite and curtius. Reviewed on: 24th May 2024

Prompt payments.

Prompt payments. Easy way to pay for goods and a great secure payment system Reviewed on: 24th May 2024

PayPal, the easy way to pay

PayPal is easy to set up and understand, monthly payments are easy to make the interest rate seems good and its accepted I a wide range of places for a wide range of goods. It's there when I need help with an unexpected expense, e.g replacement washing machine needed quickly Reviewed on: 24th May 2024

Hassle free credit!

It has been really good. No issues. Reviewed on: 24th May 2024

PayPal is a safe and convenient way to send and rece...

PayPal is a safe and convenient way to send and receive money with friends as well as offering security and speed when you check out online. I couldn’t be without it Reviewed on: 24th May 2024

PayPal is so handy for everything

PayPal is so handy for everything, paying friends, online shopping, using credit Reviewed on: 24th May 2024

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