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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Excellent company always to hand

5
Didn't have the greatest credit score but PayPal accepted me and I have improved my score greatly Reviewed on: 8th July 2022

Wonderful service

5
Always given great service great products Reviewed on: 8th July 2022

Good reliable service

5
Excellent and efficient service Reviewed on: 8th July 2022

Fantastic provider

5
They are brilliant as can use PayPal credit for so many things and online shops. It’s a life savour. Reviewed on: 8th July 2022

PayPal credit

5
I do alot of shopping online and i find the safest and easy way to pay is to use PayPal and PayPal credit Reviewed on: 8th July 2022

Paypal credit.

5
Paypal credit very good and simple to use. Reviewed on: 8th July 2022

No brainer

5
0% interest on purchases for up to 4 months is a no-brainer. Reviewed on: 8th July 2022

Very professional and reliable service with excellent service and security.

5
I always use PayPal services for its customers and secure services. Reviewed on: 8th July 2022

Peace of mind credit card

5
Very handy to use in terms of urgency purchases. Reviewed on: 8th July 2022

Paypal

5
Paypal Credit is great,low pay back every month Reviewed on: 8th July 2022

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