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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Cannot fault them,

A lot better than the high street banks. Any problems they do there best to fix it. Reviewed on: 8th July 2022

Fantastic Service

PayPal credit was a great support for me at a time when l needed to make a purchase online with little trust of the sellers. Great and timely facility for me. Reviewed on: 8th July 2022

Paypal never let anyone down

The offers and the cs is my go to, they never let me down and always come up with new offers and deals Reviewed on: 8th July 2022

Excellent company always to hand

Didn't have the greatest credit score but PayPal accepted me and I have improved my score greatly Reviewed on: 8th July 2022

Wonderful service

Always given great service great products Reviewed on: 8th July 2022

Good reliable service

Excellent and efficient service Reviewed on: 8th July 2022

Fantastic provider

They are brilliant as can use PayPal credit for so many things and online shops. It’s a life savour. Reviewed on: 8th July 2022

PayPal credit

I do alot of shopping online and i find the safest and easy way to pay is to use PayPal and PayPal credit Reviewed on: 8th July 2022

Paypal credit.

Paypal credit very good and simple to use. Reviewed on: 8th July 2022

No brainer

0% interest on purchases for up to 4 months is a no-brainer. Reviewed on: 8th July 2022

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