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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Instant, secure payment with no fuss.

Instant, secure payment with no fuss.Pay In Three equally easy to use and track payments Reviewed on: 9th June 2026

I love using PayPal.

I love using PayPal. It's easy and safe. Reviewed on: 9th June 2026

PayPal credit is so easy and the terms are clear and...

PayPal credit is so easy and the terms are clear and reasonable. It has helped me purchase so many much needed items over the past few years. All easily accessible through the PayPal app. Keep up the good work! Reviewed on: 9th June 2026

I've bought many items using PayPal credit and overt...

I've bought many items using PayPal credit and overtime ive found the experience very easy and quick Reviewed on: 9th June 2026

Overall its good and I am happy

Overall its good. And I am happy with the service but the only improvement can be done on interest free duration should be six months.and I did not receive any point on booking a flight using the credit which I am unhappy. Reviewed on: 9th June 2026

Good and easy experience from start to finish

Good and easy experience from start to finish Reviewed on: 9th June 2026

Convenient and great options. .

Convenient and enables flexible spending. Great choice of options. Reviewed on: 9th June 2026

Excellent seamless experience & great customer care.

Excellent seamless experience & great customer care. Reviewed on: 9th June 2026

Easy to use and widely recognised

Easy to use and widely recognised Reviewed on: 9th June 2026

Easy to use.

Easy to use. Good clear credit options. Reviewed on: 9th June 2026

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