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PayPal: PayPal Credit reviews

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4.91
Based on 58,756 reviews, last reviewed 11th Apr 2026
732800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to make a big purchase and Paypal offered me... Needed to make a big purchase and Paypal offered me the money quickly and efficiently. Reviewed on: 11th April 2026
Kristyna L's avatar
Kristyna L

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58756)

Good setup and straight forward.

5
Good setup and straight forward. I like that I can just access credit without any fuss. Reviewed on: 24th May 2024
Sam A's avatar
Sam A

Good and useful.

5
Good and useful. Helpful for many occasions Reviewed on: 24th May 2024
Syed R's avatar
Syed R

Never had a problem with PayPal really reliable serv...

5
Never had a problem with PayPal really reliable services. Reviewed on: 24th May 2024
Jonathan C's avatar
Jonathan C

PayPal credit

5
It's easy and fast to use always working and it's flexible to pay back Reviewed on: 24th May 2024
Artur R's avatar
Artur R

I find it once I need it, love paypal credit...

5
I find it once I need it, love paypal credit Reviewed on: 24th May 2024
Ali M's avatar
Ali M

It's generally good but need couple small improvements

4
It's generally good but I think that the credit page should be more visible with what you paid in and what is left to pay when you have couple of plans running at the same time. Reviewed on: 24th May 2024
Michal's avatar
Michal

Very reliable

5
I like using pay pal credit, I find it easy to use, its convenient and reliable. I opened a dispute against a company last year and pay pal resolved the issue for me Reviewed on: 24th May 2024
Sarah W's avatar
Sarah W

PayPal is the safest way to do shopping online

5
PayPal is the safest way to do shopping online Reviewed on: 24th May 2024
Azra's avatar
Azra

PayPal the best thing that ever happened to me

5
Have been using PayPal for as long as I could remember, it’s safer for me , PayPal has helped me stay off scammers as I don’t have to worry about my account being scammed or purchasing from scammers Reviewed on: 24th May 2024
Lucy d's avatar
Lucy d

So easy to use great rates no problems and the custo...

5
So easy to use great rates no problems and the customer live chat is so good Reviewed on: 24th May 2024
Laura J's avatar
Laura J

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