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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57871 reviews)

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4.91

Based on 57,871 reviews, last reviewed 9th Apr 2026

652500% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Easy to use and if any issues they are resolved quickly. PayPal credit card is also good for retailers who don't accept PayPal itself Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57871)

I have had an excellent experience with PayPal credi...

I have had an excellent experience with PayPal credit and I’ve used it a lot Reviewed on: 22nd May 2024

Easy to pay for items in installments.

Easy to access. Makes it a better experience to pay for higher priced goods in installments. Reviewed on: 22nd May 2024

Just an easy convienient way to pay for larger purch...

Just an easy convienient way to pay for larger purchases Reviewed on: 22nd May 2024

Very easy and affordable to use when it comes to the...

Very easy and affordable to use when it comes to the PayPal credit it gives you more time to pay, stress free, very secure payment option too Reviewed on: 22nd May 2024

Love it, easy to use, helps me spread the cost and k...

Love it, easy to use, helps me spread the cost and keep in control. Reviewed on: 22nd May 2024

PayPal credit absolutely the best.

I really enjoy using PayPal credit, it gives me enough time to pay back. Reviewed on: 22nd May 2024

I have been using PayPal credit for a few years , it...

I have been using PayPal credit for a few years , it’s simple to use and approval right away if qualified. Reviewed on: 22nd May 2024

Good quick and convenient credit.

Good quick and convenient credit. However, takes a long time to register payments so doesn’t always feel up to date. Reviewed on: 22nd May 2024

Great for paying for things online easily and the 3...

Great for paying for things online easily and the 3 month credit is really helpful. Reviewed on: 22nd May 2024

PayPal credit is so easy to use.

PayPal credit is so easy to use. It allows me to buy things that I couldn’t normally afford and spread the cost over 4 payments without any hassles of extra checks or worry if not being accepted. They direct debit is so easy to manage and responsive to change. Payment and interest dates and rates are clear so there’s no hidden changes and it makes budgeting so much simpler.. It’s my ‘go to’ for buying good and makes life so much easier. Reviewed on: 22nd May 2024

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