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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Amazing

Happy with PayPal and I recommend it to everyone Reviewed on: 8th July 2022

fantastic Service

One of the best service providers. Reviewed on: 8th July 2022

Highly recommended

It has helped me a lot with my purchases. Very easy to use, very secure. I trust a lot in PayPal. Reviewed on: 8th July 2022

Super easy to use

Have been using PayPal as my primary funding source online for a number of years....fast secure payments and any issues I have had have been resolved quickly. Would highly recommend paypal to anyone! Reviewed on: 8th July 2022

Easy transaction

Smooth transition is the best for me and when something went wrong on the item I bought, I can claim my money back if it was not my fault Reviewed on: 8th July 2022

Quick, easy to use and compatible

PayPal is a quick and easy alternative to filling in card details. It is almost always an option when checking out online, and the PayPal credit service allows me to spread the costs of my online purchases. I use it just as much, if not more, than my bank card! Reviewed on: 8th July 2022

Super

Love Love paypal!!!!!,, super paypal!!!!! Reviewed on: 8th July 2022

Amazing product

PayPal is amazing very easy to use Reviewed on: 8th July 2022

Paypay credit has been amazing and helpful in getting things I needed on time

I've been able to buy stuff I needed with PayPal credit and I also get notification to make payment. Reviewed on: 8th July 2022

Best credit

Wouldn't use any other credit then paypal. So easy to use Reviewed on: 8th July 2022

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