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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

PayPal makes payment online safe knowing that they...

5
PayPal makes payment online safe knowing that they will sort of act as guarantee to protect your purchases,should anything goes wrong. It is really reassuring. Reviewed on: 9th June 2026

Easy to use and more convenient for payment online.

4
Easy to use and more convenient for payment online. Reviewed on: 9th June 2026

I even earn money from PayPal totally unbelievable t...

5
I even earn money from PayPal totally unbelievable there’s no other company as safe and reliable Reviewed on: 9th June 2026

I have paypal excellent and very good sorting out an...

5
I have paypal excellent and very good sorting out any ussues or concerns. Reviewed on: 9th June 2026

Great options and service.

5
Great options and service. Paypal credit is ideal Reviewed on: 9th June 2026

Great service.

5
Great service. Resolution centre is fantastic Reviewed on: 9th June 2026

secure money transactions

5
Feel save financially using PayPal Reviewed on: 9th June 2026

great for purchases

5
easy to use, payments clear and easy to track Reviewed on: 9th June 2026

Easy & Simple To Use

5
PayPal credit gives flexibility that other services don’t provide. To be able to pay in 3 (pay in 6 would be better) and normal credit is a great option to have. Reviewed on: 9th June 2026

PayPal credit, the easiest credit.

5
PayPal credit was very easy to set up and to manage. Now I have even added a virtual card to my Google wallet and it has made paying with PayPal credit even easier. They are in constant communication with me via email which allows me to know exactly where I am up to with my spending and any rewards/increases that may be available to me. Reviewed on: 9th June 2026

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