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PayPal: PayPal Credit reviews

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4.91
Based on 49,822 reviews, last reviewed 31st May 2025
1753200% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit, always there when I need it. Since I got PayPal credit tha it's been a great help for those months when things are tight. I can choose to pay off the total amount or according to ... Read more Reviewed on: 31st May 2025
Julia B's avatar
Julia B

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (49822)

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022
Tayamika Kamwanja Zabula's avatar
Tayamika Kamwanja Zabula

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022
Jake Hatcher's avatar
Jake Hatcher

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022
Andrew Bunn's avatar
Andrew Bunn

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Excellent

5
So simple to use and accepted in so many places Reviewed on: 13th June 2022
Mike McKenna's avatar
Mike McKenna

Straight forward and trusted

5
Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022
MUHAMMAD BILAL's avatar
MUHAMMAD BILAL

Very good

5
Good service I recommend it Try it Reviewed on: 13th June 2022
Ba Ahmed's avatar
Ba Ahmed

Simply outstanding.

5
I've been with PayPal for 12 years now and it's the only online payment platform I would use. Simple, secure with the reassurance that should something go wrong PayPal have got you protected. Two year ago I applied for PayPal credit, I was accepted with a generous limit and make use of the 4 month interest free offer on a regular basis. Interest rates are good should you need to pay things off over a longer period. Also the other promotions offered throughout the year are amazing offers. To summarize, PayPal are an outstanding company who I shall be a customer of for the rest of my life. Absolutely faultless. Reviewed on: 13th June 2022
Gareth Evans's avatar
Gareth Evans

Best credit

5
Sometimes it's hard to pay a huge amount in one go, but to spread it for 4 months feels much easier. The best part is that you don't need to pay anything extra Reviewed on: 13th June 2022
Inga Said Ahmed's avatar
Inga Said Ahmed

Best for 4 payments 0% interest

5
Great way to manage cash flow without actually relying on credit cards. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

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