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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180853 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180853)

I've had a very positive experience with PayPal Credit.

I've had a very positive experience with PayPal Credit. What I like most is the flexibility it gives me when making purchases. Being able to spread the cost of larger purchases over time helps me manage my budget more effectively without having to pay the full amount upfront. The application process was straightforward, and using PayPal Credit at checkout is simple and convenient. I also appreciate being able to view my balance, payment schedule, and account information online, which makes it easy to stay on top of my finances. Another feature I value is the promotional financing offered on eligible purchases, which can help save money on interest when payments are made according to the terms. Overall, PayPal Credit has been a useful financial tool that provides convenience, flexibility, and peace of mind when shopping online. Reviewed on: 9th June 2026

They are very good about helping with disputes.

They are very good about helping with disputes. Reviewed on: 9th June 2026

Used since about 2001, never any problems

Used since about 2001, never any problems Reviewed on: 9th June 2026

Fantastic!

Fantastic! Love it and use it all the time! Reviewed on: 9th June 2026

Everything is great !

Everything is great ! So convenient and loads of points. Reviewed on: 9th June 2026

No cost instalment plans!

I use PayPal to buy online and it all goes through swiftly and without error. On more expensive items I am able to take advantage of an interest free (no cost) instalment plan which helps me plan my monthly expenditure and budgeting. Reviewed on: 9th June 2026

Very easy checkout process, great starting limit for...

Very easy checkout process, great starting limit for new customers. Reviewed on: 9th June 2026

Very convenient

I use PayPal credit very often while I do my purchases, it is very convenient way to pay as lost of websites accepts it, it offers pay in three options and gives you 4 months 0% interest on purchases over 100£, I really enjoy using it and I like to have this payement option. Reviewed on: 9th June 2026

Its easy and convenient.

Its easy and convenient. I can view my balance and make payments in simple clicks and most stores accept it. It has made food shops and last minute clothing shops easier Reviewed on: 9th June 2026

I find PayPal to be reliable and trustworthy and ful...

I find PayPal to be reliable and trustworthy and fully supports its customers. It offers payment options that work well for me Reviewed on: 9th June 2026

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