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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57811 reviews)

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4.91

Based on 57,811 reviews, last reviewed 9th Apr 2026

647100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, like can now have the flexibility of de... Easy to use, like can now have the flexibility of debit card Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57811)

PayPal Credit, The Future Of Online Credit

Quick and Easy set up, clear credit limit from the start. As it is with PayPal you have the option to use your credit across multiple different online platforms with easy and very convenient to navigate and control. Reviewed on: 22nd May 2024

Safe and easy to use

Safe and easy to use. Most of the times it provides amazing offers and at the same time provides buyer protection. Reviewed on: 22nd May 2024

very good and easy experience, would recommend to an...

very good and easy experience, would recommend to anybody. Reviewed on: 22nd May 2024

It has been very smooth & efficient experience ...

It has been very smooth & efficient experience Reviewed on: 22nd May 2024

It's fast most businesses accept PAYPAL purchasing i...

It's fast most businesses accept PAYPAL purchasing is safe and reliable and PAYPAL have ur back when there's issues with purchases I've only had first class experiences when using PayPal credit and on a whole 5⭐️⭐️⭐️⭐️⭐️ Reviewed on: 22nd May 2024

Seifas review

good experience most times however payment options can be reviewed to include more options like reduced purchase amount for pay in 3 and more flexibility in payment periods Reviewed on: 22nd May 2024

It has given me flexibility to purchase items

It has given me flexibility to purchase items Reviewed on: 22nd May 2024

Excellent Offers

Very good service and particularly to have offers to buy now and pay later either short term or long term with 0% offers Reviewed on: 22nd May 2024

It's a great way to buy what you need and pay intere...

It's a great way to buy what you need and pay interest free for few months and always there when I need more at a low rate Reviewed on: 22nd May 2024

Never had any problems dealing with pay palAlways us...

Never had any problems dealing with pay palAlways use to protect my money Reviewed on: 22nd May 2024

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