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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal is ok when things are going well,

PayPal is ok when things are going well, but they’re not so good when there’s a problem. Reviewed on: 9th June 2026

Helps when money is tight

I have used it to be able to buy bigger purchase and spread the cost to affordable amounts. This has been great: I have never had a problem. Reviewed on: 9th June 2026

Great service

Always easy to use and confident my money is secure. Reviewed on: 9th June 2026

Love the ease of payments for many websites and apps...

Love the ease of payments for many websites and apps I use. Great for tracking parcels to and keeping on top of items. easy to set up payments to stay on track Reviewed on: 9th June 2026

Really easy to use the app.

Really easy to use the app. Never had to use customer service. Financial products suit my lifestyle and recently like the new physical cards which I can use when out shopping. Reviewed on: 9th June 2026

Go to for online shopping and quick bnpl

I've been using PayPal for years, and it’s definitely my go-to for online shopping. What I appreciate the most is the security it offers—I really like that I don’t have to share my bank or card information with every single website. The checkout process is super quick, and their Buyer Protection gives me a sense of security when I’m ordering from new or international sellers. It’s a dependable tool that anyone who shops online should have! Reviewed on: 9th June 2026

Allways helpfull and easy to use.

Allways helpfull and easy to use. Reviewed on: 9th June 2026

Perfect payment option.

I love the fact that I now have the card in my Apple wallet. It just gives me another option when needed and paying it off is simple as it’s spread over 4 months. Reviewed on: 9th June 2026

Professional.

Alway a good easy way to pay, app and website easy to navigate. All round great experience Reviewed on: 9th June 2026

Great and convenient!

Used a credit, pay in 3 numerous times. Had a decent experience. Was quick and painless for application. App could be more clear RE interest rates. Very convenient, love the new reward system. Not much else to mention. Reviewed on: 9th June 2026

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