Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Quick easy safe

5
Quick easy safe , don't have to keep purring bank details in , and 4 months interest free over £99 , use it all the time Reviewed on: 9th June 2026

Great and Easy to Use

5
I’ve had a positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the service has been reliable. The app is simple to use and customer support has been helpful when needed. Reviewed on: 9th June 2026

Excellent

5
Generally excellent with 1-2 hiccups now and then. Reviewed on: 9th June 2026

Satisfaction

5
Always get the advise and value for money Reviewed on: 9th June 2026

PayPal is very fast and reliable.

5
PayPal is very fast and reliable. Reviewed on: 9th June 2026

Paypal offers a highly reliable and secure method fo...

5
Paypal offers a highly reliable and secure method for processing financial transactions. Its user-friendly interface facilitates a seamless experience for both senders and receivers. The extensive network of merchants accepting this payment solution makes it incredibly convenient for online purchases. Furthermore, the robust buyer and seller protection policies provide added peace of mind. Overall, it stands out as a superior choice for digital payments. Reviewed on: 9th June 2026

Safe, easy to use and reliable.

5
Paypal is safe and reliable. It's easy to use and I have no issues related to recommending their services. Reviewed on: 9th June 2026

Always there when needed helped me out many times wh...

5
Always there when needed helped me out many times when my funds have been low but required to get something Paypal makes me feel safe in making a transaction as if there is any problem they always guarantee and actually do help sort it out Reviewed on: 9th June 2026

Really easy to use nice interest terms

5
Really easy to use nice interest terms Reviewed on: 9th June 2026

I'm very happy with the level of service PayPal is p...

5
I'm very happy with the level of service PayPal is providing. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products