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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50306 reviews)

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4.91

Based on 50,306 reviews, last reviewed 3rd Jun 2025

1797200% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal method of payment makes my life extremely eas... PayPal method of payment makes my life extremely easy as I'm not wealthy and it gives options as well. I stay in my budget so I'm able to make the rep... Read more Reviewed on: 3rd June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50306)

Simple and helpful

Having it gives me peace of mind for when those unexpected items are needed. Never had an issues. Reviewed on: 8th July 2022

Perfect option

Amazing to have PayPal credit as an option for payments, especially in these very difficult times. It makes spending a little less of a headache and with manageable rates and payment options for repayment, it’s an awesome feature! Reviewed on: 8th July 2022

Great

Very reliable and easy to use. Can be easily used across various shops online Reviewed on: 8th July 2022

Great credit service

I love the 3-month interest-free service for purchases and paying a purchase in 3 instalments. Reviewed on: 8th July 2022

Better than others...

Better than others because I get 4 months (and sometimes more, depending on the retailer offer) interest free. Reviewed on: 8th July 2022

Great service all the time

Paypal makes it so easy to pay for purchases. I love that you can spread larger purchases over time and also the buyers protection. Great service Reviewed on: 8th July 2022

Accepted for once :)

I'm happy with PayPal Credit as one of the few lenders that would actually accept me. It has really helped me with larger purchases I can't afford outright due to being on a low NHS wage. Reviewed on: 8th July 2022

Easy to use and excellent features

Paypal credit is easy to use and very clear on the terms and conditions. This makes it easy to stay in control of my finances when I might need a little help with a purchase. Reviewed on: 8th July 2022

Excellent credit facility

Paypal credit always comes in handy, with reasonable APR rates. Customer service when you need them is first class! Reviewed on: 8th July 2022

Excellent service

PayPal credit has come in handy and the service you get is amazing, would highly recommend Reviewed on: 8th July 2022

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