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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,806 reviews, last reviewed 9th Apr 2026
646600% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick response I had a good experience with Paypal, the positive impact was related to quick response I got from your website. Reviewed on: 9th April 2026
Atieh D's avatar
Atieh D

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57806)

Great flexible way to purchase items

5
Great flexible way to purchase items Reviewed on: 22nd May 2024
Jacqui M's avatar
Jacqui M

Easy to use and u can spread out payments

5
Easy to use and u can spread out payments Reviewed on: 22nd May 2024
Shabih's avatar
Shabih

Efficiency and easy to use.

5
Efficiency and easy to use. Works for me just perfect Reviewed on: 22nd May 2024
Ikechukwu Odelison's avatar
Ikechukwu Odelison

0% over 4 months is a winner!

5
I have used 0% over 4 months so many times I have lost count. It’s excellent for those expensive purchases that you don’t want to pay all at once. Reviewed on: 22nd May 2024
Jason M's avatar
Jason M

Fantastic

5
I had an amazing experience with this company! The customer service was top-notch, and the product exceeded my expectations. I highly recommend them to anyone looking for quality products and excellent service Reviewed on: 22nd May 2024
Oana d's avatar
Oana d

Nationwide and abroad works very well.

5
Nationwide and abroad works very well. Instant credit, easy to use. Reviewed on: 22nd May 2024
Marcin's avatar
Marcin

Good experience so far

5
Haven’t had any bad experiences so far. Super handy to use. Reviewed on: 22nd May 2024
KV's avatar
KV

Easy way to spread costs with zero percent interest.

5
Easy way to spread costs with zero percent interest. It is so easy to use. The app is working well. Reviewed on: 22nd May 2024
Andre G's avatar
Andre G

PayPal credit is brilliant ...

5
PayPal credit is a great service, I highly recommend it. It has helped me make the purchases I need and the 0% over 4 months is fantastic. The app is really good and very easy to use to make repayments and view your balance and you can also view your statements. Also purchasing goods via PayPal is very safe and secure. Reviewed on: 22nd May 2024
Sylvia D's avatar
Sylvia D

easy to apply and good for some fings to buy

5
easy ,and nice,good for somes shopings Reviewed on: 22nd May 2024
liviu caramfil's avatar
liviu caramfil

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