Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Friendly customer service always

Friendly customer service always Reviewed on: 9th June 2026

I have used pay Pal for years and it has always been...

I have used pay Pal for years and it has always been my go to app for online shopping as I know it's safe to use online. Recently I've got physical cards to use and find they are just as useful if not more so as I can use either my credit card or my normal debit one which I transfer money into, so it stops me from using more then I have. Reviewed on: 9th June 2026

i am thankful for the existence of paypal credit.

i am thankful for the existence of paypal credit. i’d have missed out on so many experiences and memories if i couldn’t put it on paypal credit. the interest is so reasonable and easy to mange paying off. Reviewed on: 9th June 2026

Pay pal has opened the way for me it is a fantastic...

Pay pal has opened the way for me it is a fantastic service low repayment great service easy to keep on track and stay on top of my financial situation Reviewed on: 9th June 2026

My life line...

PayPal accepted my application when I really needed help to pay for things without spending all my money at once. Reviewed on: 9th June 2026

Using PayPal is quick and easy.

Using PayPal is quick and easy. They will help sort any problems out. Reviewed on: 9th June 2026

Perfect customer service

Perfect expirience in every way would highly recommend Reviewed on: 9th June 2026

I very happy experience

I had a very happy experience and I highly recommend it to everyone. Reviewed on: 9th June 2026

Simple to use, good service overall

Simple to use, good service overall Reviewed on: 9th June 2026

I never knew about Paypal credit but once i did and...

I never knew about Paypal credit but once i did and started to use it helps manage finances much better Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub