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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great 4 months interest free credit option

This is a great way to buy a special item and pay back with 4 months interest free Reviewed on: 8th July 2022

Happy with PayPal

Allways feel safer when I'm using the PayPal app Reviewed on: 8th July 2022

Excellent service

Its really so easy to use and with pay in 3, very helpful to buy stuff, very happy to have credit card pay pal Reviewed on: 8th July 2022

A good means of spreading payments

The ability to spread payments in a transparent way has enabled bigger purchases that I could have paid in one go. The ability to pay back early if finances improve is a bonus. Reviewed on: 8th July 2022

Great product

Great product. paypal is covers you for any dispute Reviewed on: 8th July 2022

Paypal

I'm so glad Paypal offered me credit....at least now I can buy things I won't for me and the kids....I couldn't do that before with a bad history now I can breathe....I can slowly pay it off...I'm so happy to be with PayPal....diffently would recommend them to family and friends.... Reviewed on: 8th July 2022

easy ,afordable,

You get info about transaction every month, its easy to log on and make the payment . Reviewed on: 8th July 2022

PayPal is quick easy and helpful

PayPal have always been very helpful They make clear options to pay back credit with no pressure. You are given ample time and clear terms and conditions. The customer service team have always been very helpful. Reviewed on: 8th July 2022

Love PayPal credit

I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022

Easy to use PayPal

Such an easy way to shop with multiple payment option very easy account management easy to navigate online account giving you all the information regarding your spending Reviewed on: 8th July 2022

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