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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use and very convenient for purchases.

Easy to use and very convenient for purchases. It provides an interest free 4 months of credit provided it is paid off within the time period. This makes it a great way of spreading the cost of purchases. Reviewed on: 9th June 2026

Positive that payments have 4 months interest free t...

Positive that payments have 4 months interest free to pay. Allows for budgeting and planning finances Reviewed on: 9th June 2026

Exexcellent

Excellent service all roynd each time I use Reviewed on: 9th June 2026

Would recommend

Great experience have used it loads Reviewed on: 9th June 2026

Credit with ease

Fantastic option for people. Super easy to use. Reviewed on: 9th June 2026

Paypal is easy to use and intuative.

Paypal is easy to use and intuative. Also it feel trustworthy Reviewed on: 9th June 2026

Decent provider

Been using PayPal for both myself personally and my little business for a good wee while and never really had any issues to speak off. It might not necessarily be the fastest provider out there but it is accepted almost everywhere and seems to be getting better over the years Reviewed on: 9th June 2026

I've been using PayPal for many years.

I've been using PayPal for many years. I've never had any problems. I'm very satisfied. The app's clear interface and ease of use are its only advantages. Thank you. Reviewed on: 9th June 2026

Easy to use and accessible with lots of shops

Easy to use and accessible with lots of shops Reviewed on: 9th June 2026

Fantastic

PayPal credit helps me buy essentials when I need a little time to pay back - it’s a lifesaver to me at times! Reviewed on: 9th June 2026

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