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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57788 reviews)

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4.91

Based on 57,788 reviews, last reviewed 8th Apr 2026

645000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been with PayPal for a very long time, first class c... Been with PayPal for a very long time, first class customer service when needed. Straight forward app to navigate. Brilliant options when buying large... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57788)

PayPal credit is brilliant ...

PayPal credit is a great service, I highly recommend it. It has helped me make the purchases I need and the 0% over 4 months is fantastic. The app is really good and very easy to use to make repayments and view your balance and you can also view your statements. Also purchasing goods via PayPal is very safe and secure. Reviewed on: 22nd May 2024

easy to apply and good for some fings to buy

easy ,and nice,good for somes shopings Reviewed on: 22nd May 2024

Not clear credit balance appear .

Not clear credit balance appear . Too long money appear on balance Reviewed on: 22nd May 2024

Very helpful easy to use , very handy , great Service.

Very helpful easy to use , very handy , great Service. Reviewed on: 22nd May 2024

PayPal has helped me with big purchases

PayPal has helped me with big purchases Reviewed on: 22nd May 2024

Easy app technophobe friendly as an older person eve...

Easy app technophobe friendly as an older person even I can use it Reviewed on: 22nd May 2024

The best team ever, quiq and very professional

The best team ever, quiq and very professional Reviewed on: 22nd May 2024

PayPal Credit, The Future Of Online Credit

Quick and Easy set up, clear credit limit from the start. As it is with PayPal you have the option to use your credit across multiple different online platforms with easy and very convenient to navigate and control. Reviewed on: 22nd May 2024

Safe and easy to use

Safe and easy to use. Most of the times it provides amazing offers and at the same time provides buyer protection. Reviewed on: 22nd May 2024

very good and easy experience, would recommend to an...

very good and easy experience, would recommend to anybody. Reviewed on: 22nd May 2024

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