Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I mean I've never had no problems quite very straigh...

5
I mean I've never had no problems quite very straightforward Reviewed on: 9th June 2026

Good service and ease of use Would recommend to all...

5
Good service and ease of use Would recommend to all Reviewed on: 9th June 2026

Brilliant - Absolutely Recommend

5
I have enjoyed PayPal Credit now for quite a while I have found it excellent - Reminders when your payment is due, really easy to pay, no interest charged (just make your payments on time), you know your purchase is covered if there is a problem - so convenient - I love it! Reviewed on: 9th June 2026

Excellent

5
Very easy and convenient financial solution for up to£1500, especially for online purchases. Reviewed on: 9th June 2026

Very fast

5
Very good to use for booking. Trusted and safety Reviewed on: 9th June 2026

Can’t fault it - never had a problem

5
Can’t fault it - never had a problem Reviewed on: 9th June 2026

brilliant service love the pay in three payments

5
brilliant service love the pay in three payments Reviewed on: 9th June 2026

Easy safe clearing to see everything

5
Easy safe clearing to see everything Reviewed on: 9th June 2026

Easy to use app and lots of credit options available

5
Easy to use app and lots of credit options available for ease. Reviewed on: 9th June 2026

Very good, app can be a little confusing though

5
Very good, app can be a little confusing though Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products