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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Paypal are really brilliant for paying for things.

Paypal are really brilliant for paying for things. If you need to pay for something I'd strongly recommend them, especially because the payment happens really quickly Reviewed on: 9th June 2026

Best ever, can earn rewards and everything is perfect

Best ever, can earn rewards and everything is perfect Reviewed on: 9th June 2026

Wonderful

So easy to. Use, the app is very efficient and is relevant to how I navigate it Reviewed on: 9th June 2026

Highly reliable and flexible payment options.

I have been using PayPal for many years and have found it to be an incredibly reliable service. My experience with PayPal Credit specifically has been excellent, and it has become a brilliant tool for managing my everyday finances. One of the best features is the variety of finance options available. It allows me to pay for things in monthly increments, which makes managing larger purchases incredibly straightforward. Setting up direct debits to automatically cover these monthly payments is seamless and stress-free. Furthermore, the customer service is outstanding. Whenever I have needed to contact their support team, they have been highly responsive, helpful, and efficient at resolving my queries. I highly recommend them for anyone looking for reliable and flexible credit options. Reviewed on: 9th June 2026

I wouldn’t be without PayPal, pay in 3 I use every m...

I wouldn’t be without PayPal, pay in 3 I use every month, I love the flexibility it has, and PayPal credit has always been helpful with bigger purchases. Reviewed on: 9th June 2026

I've used PayPal for years.

I've used PayPal for years. I like how they've introduced virtual cards and award points for their use. Reviewed on: 9th June 2026

Never ever had a problem with paypal always dealt w...

Never ever had a problem with paypal always dealt with my buissnes with exellense . Reviewed on: 9th June 2026

I've never had a bad experience.

After using PayPal for years, I've never had a bad experience and continue to get benefits for being a loyal customer. Tailored options from direct to pay in 3 to credit, excellent. Reviewed on: 9th June 2026

Very flexible ways to use PayPal Credit.

Very flexible ways to use PayPal Credit. Very c.ear what the process for using the service. Navigation online to can be tricky at times as payments can delayed to show on your PayPal account and the funds to be taken from Bank Account. Reviewed on: 9th June 2026

PayPal is the best among the rest

Seamless processes when using PayPal credit. PayPal has the best rates and their 0% for 4 months is absolutely amazing Reviewed on: 9th June 2026

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