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PayPal: PayPal Credit reviews

4.91
Based on 57,697 reviews, last reviewed 8th Apr 2026
636700% increase in 5 star reviews
in the past 90 days
1900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal review Been an excellent service quick in responding to issues that arise,highly recommend. Reviewed on: 8th April 2026
Andrea W's avatar
Andrea W

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026
Craig's avatar
Craig

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57697)

Excellent service

5
Really helpful for someone who are looking for instant credit and payback slowly without intrest. Reviewed on: 21st May 2024

Paypal is really handy and convenient so I can sprea...

5
Paypal is really handy and convenient so I can spread the cost of purchases over a period of time. 5 Reviewed on: 21st May 2024

Simple and easy every time.

5
Simple and easy every time. Always working seamlessly, Nearly in the background. It’s also great for paying in foreign currency only - it’s cheaper then doing traditional bank transfer which costs you transaction fee. Reviewed on: 21st May 2024

From experience they are always polite and willing t...

1
From experience they are always polite and willing to help with my problems. Reviewed on: 21st May 2024

Excellent service and option to buy staff with 0% in...

5
Excellent service and option to buy staff with 0% interest for four months Reviewed on: 21st May 2024

Very efficient way to pay for extra unexpected bills...

5
Very efficient way to pay for extra unexpected bills, such as Uber and Just eat. Love it so much Reviewed on: 21st May 2024

Seamless payment and repayment when paying for goods...

5
Seamless payment and repayment when paying for goods and services across different companies Reviewed on: 21st May 2024

Always a good experience with PayPal

5
Always a good experience with PayPal Reviewed on: 21st May 2024

I have used paypal for sometime and always reliabke

5
I have used paypal for sometime and always reliabke Reviewed on: 21st May 2024

So easy to use, the app makes it so much more access...

5
So easy to use, the app makes it so much more accessible Reviewed on: 21st May 2024

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