Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57648 reviews)

View other PayPal products

4.91

Based on 57,648 reviews, last reviewed 8th Apr 2026

632100% increase in 5 star reviews

in the past 90 days

1900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I choose to use PayPal because of the availability o... I choose to use PayPal because of the availability of Pay in 3 which helps my household to better budget. PayPal is also very quick to solve problems ... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (57648)

Super Easy and Manageable

PayPal was very easy to set up and makes paying through lager payments much more streamlined and less stressful. I think when used responsibly the app is perfect for those looking to spread out their purchases! Reviewed on: 21st May 2024

Always had a better service, promising and excellent...

Always had a better service, promising and excellent customer services Reviewed on: 21st May 2024

I enjoy using the service and it helps me giving mor...

I enjoy using the service and it helps me giving more time to pay for things Reviewed on: 21st May 2024

In the last 3 years I have made many orders, I am ve...

In the last 3 years I have made many orders, I am very pleased. Reviewed on: 21st May 2024

Paypal Credit is a GAMECHANGER!!

Paypal Credit has been an absolute lifesaver for my wife and I!! We use it to help maintain a steady credit profile whilst getting to reap the benefits of having that extra bit of cash on the side for those unexpected purchases or spontaneous trips. Fantastic customer service and never any problems! I have stopped using my Barclaycard and now manage my credit using Paypal!! Reviewed on: 21st May 2024

Very good service , very good refund

Very good service , very good refund Reviewed on: 21st May 2024

Simple and easy PayPal

Offers in plain language. App easy to use and manoeuvre around. Have used PayPal since it's early days and never once had an issue or grievance. Reviewed on: 21st May 2024

I have always used PayPal and find it very safe.

I have always used PayPal and find it very safe. I have never had any issues and trust PayPal 100%. This is the best way to avoid scams Reviewed on: 21st May 2024

Excellent and very fast customer service

Excellent and very fast customer service Reviewed on: 21st May 2024

PayPal credit is brilliant.

PayPal credit is brilliant. It provides great 0% offers on purchases over a certain amount, or decent options on a fixed monthly payment plan. The only issues I have is that it takes a long time for a payment to come out of your bank account, so you have to take that into account for a few days. Reviewed on: 21st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 31910 reviews
Payments
from PayPal 4.92 from 3662 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub