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PayPal: PayPal Credit reviews

4.91
Based on 57,599 reviews, last reviewed 8th Apr 2026
627700% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use both Paypal and Paypal credit and they are exc... I use both Paypal and Paypal credit and they are excellent you have options with them pay straight away over 3 months or with Paypal credit so its fle... Read more Reviewed on: 8th April 2026
Deb P's avatar
Deb P

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57599)

All way helpful, added protection for shopping

5
All way helpful, added protection for shopping and sorting out problem purchases. would recommend to friends and family. Reviewed on: 21st May 2024

Hassle free

5
So easy to use , many good deals with interest free options. So easy to pay back too , just love it . Reviewed on: 21st May 2024

It has been excellent service since I started using...

5
It has been excellent service since I started using PayPal Reviewed on: 21st May 2024

Fantastic service , and very convenient when Needed

5
Fantastic service , and very convenient when Needed Reviewed on: 21st May 2024

All good.

4
All good. Easy to set up and use. Happy with service. App works well with easy interface and seems to be quite quick. Transfer a fast and easy to do. Haven't had any issue so far or real reason to contact customer service. Reviewed on: 21st May 2024

Always responsive and professional whenever I have n...

5
Always responsive and professional whenever I have need to contact PayPal about credit terms or general queries with my account. Reviewed on: 21st May 2024

Highly recommend

5
Good service, any concerns have been handled brilliantly, speedy and effectively Reviewed on: 21st May 2024

PayPal Experience

5
I have had very good experiences with PayPal. Yhey are user friendly and easily accessible Reviewed on: 21st May 2024

Nice & easy

5
Makes paying for larger purchases so much easier to afford & control Reviewed on: 21st May 2024

Great credit company, with great offers

5
Love the interest free offers, wish every retailer excepted it!! Reviewed on: 21st May 2024

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