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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,547 reviews, last reviewed 8th Apr 2026
622700% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for 25 years. I’ve used PayPal for 25 years. Easy transactions with friendly customer service. Many thanks. Reviewed on: 8th April 2026
Paul T's avatar
Paul T

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57547)

Clear information

5
Everytime I've used PayPal credit, everything has been made very clear to me, how much I need to pay, when my promotional offer finish, makes it easy to organise my credit. Reviewed on: 21st May 2024
Daniel Plaza's avatar
Daniel Plaza

Great service and ideal way to stagger payments

5
Great service and ideal way to stagger payments Reviewed on: 21st May 2024
Zoe B's avatar
Zoe B

With PayPal Credit facilities you get to pay or buy...

5
With PayPal Credit facilities you get to pay or buy or pay many of your emergency expenses worries free, especially the payments made in 3 or 4 times at 0%. It makes life easier Reviewed on: 21st May 2024
O D's avatar
O D

Seamlessly easy process, very useful payment system.

5
Seamlessly easy process, very useful payment system. Reliable and secure with good credit options with little to no fees Reviewed on: 21st May 2024
Lorna Wilson 's avatar
Lorna Wilson

Always perfect great service safe transfer

5
Always perfect great service safe transfer Reviewed on: 21st May 2024
Juraj 's avatar
Juraj

Had PayPal account for many years.

5
Had PayPal account for many years...no other company can touch them on any level Reviewed on: 21st May 2024
Graham N's avatar
Graham N

Used PayPal since the 90s never had any issues of su...

5
Used PayPal since the 90s never had any issues of surcharge or fees. Highest quality of service from financial organisation which also gives you prizes in credit. Reviewed on: 21st May 2024
Hiren 's avatar
Hiren

5* Paypal Credit

4
Really helpful way of being able to pay for things on the fly. Great app, easy to use. Reviewed on: 21st May 2024
Francis H's avatar
Francis H

Gives different options for payments.

5
Gives different options for payments. Customer service is great. Reviewed on: 21st May 2024
Wandekoken Dos Santos's avatar
Wandekoken Dos Santos

Pay pal is the best way to get credit

5
Pay pal is the best way to get credit Reviewed on: 21st May 2024
Keith P's avatar
Keith P

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