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PayPal: PayPal Credit reviews

4.91
Based on 50,468 reviews, last reviewed 7th Jun 2025
1812400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have found paypal easy to use and very good for mo... I have found paypal easy to use and very good for money, especially when transferring internationally. I have really enjoyed my use of PayPal over the... Read more Reviewed on: 7th June 2025
Kaidyn G's avatar
Kaidyn G

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50468)

I like PayPal

5
Save money and time with PayPal Reviewed on: 8th July 2022

I am happy to use PayPal

5
I always use PayPal to build my credit score. Very good opportunity for everybody. Reviewed on: 8th July 2022

Excellent facility

5
It's there when you need it and it is always reasonable Reviewed on: 8th July 2022

Great option

4
Never disappointed about service Reviewed on: 8th July 2022

Very Easy to set up

5
PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022

Reliable, easy to use

5
PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022

Perfect product

5
Works perfect and responds exactly to my needs. Reviewed on: 8th July 2022

Amazing services

5
I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022

Best offers and payment plans

5
The interest free payment options that paypal offers has enables me to purchase key items that I wouldn’t have been able to under current living cost crisis Reviewed on: 8th July 2022

A very innovative idea.

5
Imagine a credit card without the card? That’s exactly what you get with PayPal Credit Card and the best part is the ability to pay later or spread the cost! Reviewed on: 8th July 2022

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