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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

PayPal Credit

5
Very easy to use and very safe. If you need help they will do their best to solve your problems. Reviewed on: 9th June 2026

I have used PayPal for over 20 years with no issues...

5
I have used PayPal for over 20 years with no issues at all. Would highly recommend to anyone needing to make online payments. Reviewed on: 9th June 2026

Necessary for online life finances

5
It's easy to use and I love the ability to use them when other cards aren't accepted. Reviewed on: 9th June 2026

Been using PayPal for over 10 years.

5
Been using PayPal for over 10 years. Any time I have had a problem with a transaction they have been first class in handling it for me, I would highly recommend PayPal to all of my friends and family. Keep up the good work Reviewed on: 9th June 2026

We have used PayPal credit for a number of years now.

5
We have used PayPal credit for a number of years now. From small to large purchases, has made this so much easier for us. We especially like the pay in 4 months option for our heating oil purchases. It makes it so much easier. We will continue to use PayPal due to its versatility for us. Reviewed on: 9th June 2026

I use PayPal everytime i’m able to - easy to use and...

5
I use PayPal everytime i’m able to - easy to use and trustworthy. Reviewed on: 9th June 2026

Trustworthy site feel safe using paypal

5
Trustworthy site feel safe using paypal Reviewed on: 9th June 2026

Excellent service.

5
Excellent service. Excellent security. Reviewed on: 9th June 2026

I have no issues with PayPal credit.

5
I have no issues with PayPal credit. It helps payments are on time so you are not charged interest . Easy to manage. Reviewed on: 9th June 2026

It's good, easy to use and secure

5
It's good, easy to use and secure Reviewed on: 9th June 2026

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