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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57490 reviews)

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4.91

Based on 57,490 reviews, last reviewed 8th Apr 2026

617200% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy convenient service Very easy to use & convenient to pay and for everything Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57490)

Flexibility

Flexible in providing 6 months interest free and interest free payments over 3 months. Reviewed on: 21st May 2024

Congratulations PayPal !

Having used PayPal for years ! I buy everything online through PayPal ! Reason PayPal protection and anything isn't what I purchased ! PayPal transfers cash at the touch of a button ! I also have a PayPal business account ! And should anyone venture into crypto then PayPal does that as well ! So, payme, pay/you, "PayPal" ! ! ! Congratulations PayPal ! Reviewed on: 21st May 2024

Great 0% interest on installment plans

Great 0% interest on installment plans Reviewed on: 21st May 2024

Paypal credit has served as a safety net.

Paypal credit has served as a safety net. I couldn't be happier with the service! I had heard some excellent customer reviews about the benefits of using Paypal Credit, and I can now confirm that they were all true. The convenience of being able to make purchases and pay later is a game-changer, and the customer service team has been incredibly helpful whenever I've had a question. I highly recommend Paypal Credit to anyone looking for a flexible and reliable payment option. Reviewed on: 21st May 2024

Simple, easy, perfect

Took moments to apply, has been really easy to use and track my spending. They always send reminders of automated payments too. It’s made paying for things super easy and I love that you have options to either pay in 3 or to pay over 4 months interest free. Reviewed on: 21st May 2024

Excellent service easy to download and use

Excellent service easy to download and use Reviewed on: 21st May 2024

Good all round service

I have found that all occasions I’ve had to call the help centre I’ve had a really positive experience from a real person no bots which have limited vocab - very good all round experience Reviewed on: 21st May 2024

All the time PayPal was ok.

Long of the years I never had any issues. I'm costumer for long time and PayPal all the time was OK. Easy to use and safe. Reviewed on: 21st May 2024

Peace of mind

I use PayPal for peace of mind also PayPal credit is very handy when you need it Reviewed on: 21st May 2024

Great support and there when you need

Fees are very expensive. But great reassurance when things sometimes go wrong. Pay in 3 not always available Reviewed on: 21st May 2024

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