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PayPal: PayPal Credit reviews

4.91
Based on 57,520 reviews, last reviewed 8th Apr 2026
620100% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Helpful paypal credit opportunities The paypal credit opportunities are really good helping to arrange budget, especially interest free period. It helped me a lot to spread the cost of t... Read more Reviewed on: 8th April 2026
DK's avatar
DK

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57520)

Never Any Issues

5
Easy to use and make payments with different options on how to do so and keep track of everything. Reviewed on: 21st May 2024

PayPal is my favourite thing

5
PayPal is really easy to use and it’s always available when u need it. Life would b miserable without PayPal Reviewed on: 21st May 2024

Really easy to use

5
Really easy to use. When I need to purchase something it’s a lot safer with all the online scams nowadays Reviewed on: 21st May 2024

PayPal is very good especially when a big purchase

5
PayPal is very good especially when a big purchase Reviewed on: 21st May 2024

If you can control your spending then this is great.

5
If you can control your spending then this is great. Reviewed on: 21st May 2024

Old time user PayPal Credit king !

5
I’ve started using PayPal credit for more then 2 years and it has eased my shopping experience ten fold, thank you guys Reviewed on: 21st May 2024

Once I had problem with payment I called customer...

5
Once I had problem with payment I called customer service they responded very quickly and my query was resolved Reviewed on: 21st May 2024

Never had a problem with payments or refunds

5
Never had a problem with payments or refunds Reviewed on: 21st May 2024

Very easy to use and multiple retailers have the fac...

5
Very easy to use and multiple retailers have the facilities to use PayPal Credit Reviewed on: 21st May 2024

A great utility that has always worked well

5
A great utility that has always worked well Reviewed on: 21st May 2024

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