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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178064 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178067)

I enjoy using the PayPal credit service.

I enjoy using the PayPal credit service. I use the service for items usually over £100 that I want to spread the cost over a couple of months due to the 4 months 0% offer. Never have an issue with the card working and it's easy to view online through the app. Reviewed on: 9th June 2026

Always available for any vital purchases

Always available for any vital purchases Reviewed on: 9th June 2026

Its not simple to be able to pay off early

Its not simple to be able to pay off early Reviewed on: 9th June 2026

simple and affordable

PayPal has made credit simple and affordable with so many options and solutions. Reviewed on: 9th June 2026

Stress free purchases without the hassle

I’ve been using PayPal credit for sometime now and it is very handy and convenient. The extra time to pay gives peace of mind and ease. I have not had to dip into my savings to pay off purchases allowing me much more buying power. This has meant I no longer need to delay any purchases. Reviewed on: 9th June 2026

PayPal is an excellent, trustworthy company.

I have used PayPal for many, many years. I have never had a single problem with them. I use the credit facility a few times a year and I find them very fair and very easy to use. I have no worries advising people to use them when needed. They have helped me out, when I needed them. Thank you. Reviewed on: 9th June 2026

Enjoying Paypal with all its benefits

PayPal has been so helpful in paying for my goods mostly when I don’t have cash or money in my account. I am very confident and happy that I get to use when I am in need and pay back later before the next payment date. Reviewed on: 9th June 2026

Clear and uncomplicated

I like how the process of obtaining credit was clear and uncomplicated. I also like the online aspect of managing my credit. Reviewed on: 9th June 2026

Best Company to keep your money Safe!

Several times PayPal Customer experience has helped me recover funds due to sellers miss selling products. Even a ‘crash course driver’s license’ which cost a lot of money, PayPal helped recover that no stress. I would fully recommend and keep using, now I have PayPal cards (debit and credit) I use PayPal instead of my bank cards! It works on everything and automatically gives Pay in three when possible which is a little surprise on bigger purchases. Reviewed on: 9th June 2026

paypal security...

good experience all round but had to lower my pay pal credit limit as its so easy to use Reviewed on: 9th June 2026

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