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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent product

Very convenient product and super easy to use. Brilliant 4 instalments with 0%. Used so many times esp. for bigger purchases. Reviewed on: 8th July 2022

Ready when you needed

I manage to split couple of purchases thanks to PayPal credit. Very useful. Thank you Reviewed on: 8th July 2022

Excellent

PayPal credit is quick and easy to use. I find managing it super easy and takes the pressure off on the unexpected purchases. Reviewed on: 8th July 2022

Very reasonable and reliable service

I am very satisfied with this service Reviewed on: 8th July 2022

Amazing purchasing power

Frees up my ability to pay for things much easier Reviewed on: 8th July 2022

Easy interest free

Very easy, hassle free interest free option Reviewed on: 8th July 2022

excellent.

Paypal credit facility it is helpful to me and my family. Reviewed on: 8th July 2022

All good like always

Its good that they start trading crypto, everything is alright , thank you Reviewed on: 8th July 2022

Great service

Very helpful, great customer service Reviewed on: 8th July 2022

Great way to manage spend

being able to pay over 4 months is very helpful Reviewed on: 8th July 2022

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