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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177987 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178000)

Customer service is a pain to get to but they cover...

Customer service is a pain to get to but they cover most retailers so it’s good plus they give the best interest rates on paying back. Reviewed on: 9th June 2026

Great service.

Great service. Very user friendly and offers at many different retailers Reviewed on: 9th June 2026

I have been using PayPal for about 9 years, and it h...

I have been using PayPal for about 9 years, and it has become my preferred payment method because of its strong security and reliability. One of the features I appreciate most is the option to split purchases into three payments, allowing you to spread the cost over time with no additional charges. PayPal Credit is also available for added flexibility. These options have been beneficial in helping me manage expenses and support the growth of my business. Another advantage is the rewards and referral opportunities. You can earn points when making payments and, in some cases, receive rewards for inviting friends. PayPal also places a strong emphasis on customer protection, giving users added confidence when making purchases. Overall, choosing PayPal for your payments offers more than just a secure way to pay—it provides flexibility, convenience, and valuable benefits that can make managing your finances easier. Reviewed on: 9th June 2026

Always reliable, fast transactions

Always reliable, fast transactions Reviewed on: 9th June 2026

Smooth experience and good rates

It's always been a very smooth experience using PayPal. Their rates are competitive and I love the integration with my browser which makes it really easy to use with online shopping. Customer service is also good and usually resolve issues quickly. Reviewed on: 9th June 2026

Always found PayPal app easy to use, quick to sort i...

Always found PayPal app easy to use, quick to sort issues or refund. Reviewed on: 9th June 2026

I use PayPal for all my online purchases as the cust...

I use PayPal for all my online purchases as the customer service is unbelievably good if something goes wrong with the order/delivery PayPal always sort it straight away Reviewed on: 9th June 2026

Easy to use, stress free only complicated when there...

Easy to use, stress free only complicated when there is an issue Reviewed on: 9th June 2026

I have used PayPal for years

I have used PayPal for years, this is the first time for Paypal credit, and it ran smoothly Reviewed on: 9th June 2026

Outstanding Customer Service Experience

They went above and beyond to recover my money when the supplier did not deliver what I ordered. They kept me up to date on the progress until the issue was resolved. Reviewed on: 9th June 2026

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