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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I use PayPal more than anything.

5
I use PayPal more than anything else I absolutely love using it. Reviewed on: 9th June 2026

Very user friendly and have never had any problems a...

5
Very user friendly and have never had any problems at all. Reviewed on: 9th June 2026

Such an easy service provider to use, great financia...

5
Such an easy service provider to use, great financial options and flexibility. Reviewed on: 9th June 2026

Like Ronseal for your money

5
It’s super smooth. Everything you try to do is simple, easy to understand and fast! Reviewed on: 9th June 2026

Trustworthy & Safe with PayPal.

5
Never had any issues with PayPal. If I have required their intervention they have always got a favourable result for me. They keep you updated with regular emails and you feel safe dealing through PayPal. Reviewed on: 9th June 2026

Amazing straight forward clear easy to use

5
Amazing straight forward clear easy to use Reviewed on: 9th June 2026

Helped me out of binds which in turn has helped my f...

5
Helped me out of binds which in turn has helped my family Reviewed on: 9th June 2026

Credit is very easy to use with manageable limits.

5
Credit is very easy to use with manageable limits. I regularly use it. Reviewed on: 9th June 2026

Been using PayPal for over 10 years excellent service

5
Been using PayPal for over 10 years excellent service Reviewed on: 9th June 2026

User friendly.

4
User friendly. No issues faced so far on accessing. Reviewed on: 9th June 2026

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