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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal is safe and reliable.

PayPal is safe and reliable. I've never had any issues at all. There service is efficient and transparent. Reviewed on: 9th June 2026

By paypal I feel safe all the time

By paypal I feel safe all the time Reviewed on: 9th June 2026

Very flexible payment options

The only way l could have ever afforded a £1,400 phone, with flexibility of paying it off quicker which l did, and the icing on the cake the loan was interest free. Reviewed on: 9th June 2026

PayPal Credit is simple, easy and transparent to use...

PayPal Credit is simple, easy and transparent to use - and there when it suits me. I particularly appreciate the way it isn't in my face all the time but just does what it says! Reviewed on: 9th June 2026

always works fine never had a cause to contact custo...

always works fine never had a cause to contact customer service Reviewed on: 9th June 2026

Always quick to reply to queries and any disputes.

Always quick to reply to queries and any disputes.Easy to use. Reviewed on: 9th June 2026

Can't fault PayPal.

Can't fault PayPal. Always been very simple to use. Reviewed on: 9th June 2026

Brilliant.

Brilliant. The only challenge I had with PayPal Credit is the direct debit -it was inconsistent. Reviewed on: 9th June 2026

Great way to spread payments.

Great way to spread payments. PayPal credit is a go to especially to make larger purchases. Easy to use, easy to make payments, virtual or physical card available. Reviewed on: 9th June 2026

Great Experience

I've had a great experience with PayPal. It's fast, secure, and makes online payments simple and convenient. I highly recommend PayPal! Reviewed on: 9th June 2026

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