Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177900 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177926)

Always great to use!

Always great to use! Great to spread payments with no interest. Reviewed on: 9th June 2026

Good service

Experience has been good so far. Never had any issues Reviewed on: 9th June 2026

Easily accessible for all transactions

Easily accessible for all transactions .I have used it for months. Reviewed on: 9th June 2026

Excellent customer service .

I have always been able to contact a member of the team if I have a problem and have had good rewards as a result of using the card Reviewed on: 9th June 2026

Great company to deal with.

I have used PayPal for years and have always loved the convenience afforded by PayPal to allow very easy payments to a wide range of payment options. Either credit, pay in 3 or pay in full whatever suits your requirements. Reviewed on: 9th June 2026

Not the most expensive card on the market

Not the most expensive card on the market, good offers, nice app. My experience with them is only good so far. Reviewed on: 9th June 2026

Always easy to pay

Always easy to pay, love having a physical PayPal card Reviewed on: 9th June 2026

Informative and helpful when needed.

Informative and helpful when needed. Easy to use. Reviewed on: 9th June 2026

PayPal is excellent for making secure payments.

PayPal is excellent for making secure payments. Reviewed on: 9th June 2026

It was an easy, seamless experience with no problems.

It was an easy, seamless experience with no problems. I'm still not keen on PayPal as you were a racist company a few years ago, trying to withhold money from white people. But you seem to have given up on your moral high ground position. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98858 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub