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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177854)

Very convenient

I have used PayPal Credit for purchases where I wanted additional flexibility in managing payments. The application process was straightforward, and being able to access credit directly through PayPal was convenient. Reviewed on: 9th June 2026

Great service and really easy to use.

Great service and really easy to use. Only thing that would make it better is a lower interest rate in line with bank personal loans. Reviewed on: 9th June 2026

Perfect for larger purchases!

The PayPal credit offer of 4 months free is really helpful for making larger purchases. I also feel safe and protected when buying with PayPal. Reviewed on: 9th June 2026

Great experience so far.

Great experience so far. Wouldn’t have a bad thing to say about PayPal, customer service is always fab Reviewed on: 9th June 2026

Great payment option

Really great payment options like pay in 3, or pay later. Really user friendly app too. Clear and relevant notifications Reviewed on: 9th June 2026

Good value for money , great customer service

Good value for money , great customer service Reviewed on: 9th June 2026

Used PayPal credit for years.

Used PayPal credit for years. Had no bad experiences Reviewed on: 9th June 2026

Have been using for anything and paying back in any...

Have been using for anything and paying back in any date within the no interest period is just amazing. Reviewed on: 9th June 2026

Affordable repayments

Affordable repayments on those items that are just out of reach. Reviewed on: 9th June 2026

PayPal gives you added security.

PayPal is easy to use. Gives you added security for your purchase. Handy to use credit if needed. Reviewed on: 9th June 2026

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