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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Amazing company

Amazing credit company their credit rating so much better than other places Reviewed on: 9th June 2026

Quick and easy to use.

Quick and easy to use. Hassle free experience Reviewed on: 9th June 2026

PayPal's credit options are perfect for today's worl...

PayPal's credit options are perfect for today's world, especially those that allow purchases spread equally across three months. Perfect for those purchases that are just beyond the coming payday Reviewed on: 9th June 2026

Always happy to help.

Always happy to help. I feel dated using you! Reviewed on: 9th June 2026

Reliable and Convenient Credit Option

I have had a good experience using PayPal Credit. The application process was straightforward, and it has been convenient for spreading the cost of purchases when needed. I like that it is linked to my PayPal account, making checkout simple and secure. The payment options are clear, and I appreciate being able to manage everything online. It gives flexibility, especially for larger purchases, while still allowing me to keep track of my balance and repayments easily. Overall, PayPal Credit has been reliable, convenient, and easy to use. I would recommend it to anyone looking for a flexible way to manage purchases responsibly. Reviewed on: 9th June 2026

gives me peace of mind and I don’t miss offers

Used quiet often and it gives me peace of mind and allows me to purchase things when they are on offer so I don’t miss out Reviewed on: 9th June 2026

I have paypal, and paypal credit to buy items on web...

I have paypal, and paypal credit to buy items on websites when I did not have enough money to pay in full and, I found it easy to arrange and also easy to pay back. I have also asked PayPal on a few occasions to intervene to recover money back from some fake sellers, and verry verry pleased with the outcome as soon as I submitted my complaint the money was returned within minutes I find PayPal brilliant and I use it all the time on auction sites and other sites to buy. i,m verry happy and will always use PayPal to purchase anything on the Internet as i have every confidence in PayPal with my money and personal account and looking after my interests thank you PayPal. Reviewed on: 9th June 2026

peace of mind, give more time to pay

peace of mind, give more time to pay Reviewed on: 9th June 2026

Interest rates should be lower

Interest rates should be lower to help people who struggling Reviewed on: 9th June 2026

Be great would love extra credit

Be great would love extra credit Reviewed on: 9th June 2026

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