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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Best payment option

Easy way to pay and spread the payment Reviewed on: 8th July 2022

Never had any problems

Always helpful fantastic customer service Reviewed on: 8th July 2022

Great service

A great service easy to use, I have recommended to friends and family Reviewed on: 8th July 2022

Great and fast wat to pay!

PayPal Credit helps me a lot of times when I had difficulty for pay something I bought. It's a great way to pay Reviewed on: 8th July 2022

Highly recommend

Absolutely excellent, helped me out big time when I was short of money around Christmas time. 0% for four months. Great way to spread the cost. Reviewed on: 8th July 2022

Easy to use and manage

I looked at opening a credit provider and looked into PayPal as I use PayPal a lot. Found it easy to use with easy ways of keeping on top of my credit. Reviewed on: 8th July 2022

Recommend to everyone

Really recommend everyone to use paypal credit. Its easy and convenient to use. It’s interest free for 4 months so I can take time to pay without worrying about increasing interest rate. Reviewed on: 8th July 2022

Excellent

Easy to use. Great service and very affordable. Reviewed on: 8th July 2022

Good.service send updstes

Easy to use and always handy for special things. Reviewed on: 8th July 2022

Best credit card option available

paypal credit is better than any other credit cards. interest free for four months over 100 pounds spending with no limit of period. I can manage my finance much better with PayPal credit than before. Reviewed on: 8th July 2022

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