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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great Credit Card

Hassle free, transparent and credible. Nothing is hidden from the customer Reviewed on: 8th July 2022

Pay pal credit

Nice and easy to use helpful should you have any problems with your purchase can't recommend them enough Reviewed on: 8th July 2022

Easy and fast used

Easy and fast used.It is easy and quick to use, with good conditions. Competitive product. Fast repayment. I like. Reviewed on: 8th July 2022

Amazing!!

After all of these years PayPal has taken so much care of my finances. This is a credit company so worthy of their renowned trust. Reviewed on: 8th July 2022

AmaIng easy to use.

I can select debit card or monthly payments in just few seconds. Reviewed on: 8th July 2022

Fantastic service and promptly responses to your concerns.

Reliable payment methods and safe to use when buying online ,guaranteed refund if services are not met by the service provider. Reviewed on: 8th July 2022

Viorel

Paypal is wonderful, help you very much for your goods a 0% commission for four months. Highly recommend! Reviewed on: 8th July 2022

Easy to use and pay money back.

PayPal credit is great and easy to use. I wish more businesses would allow this method for payment. Especially for travel. Reviewed on: 8th July 2022

Wedding sorted

Without PayPal credit I don't think I would of had my wedding this year. But you guys have come through and I was able to buy a ring and propose so thank you. Everything is so simple with you guys. Reviewed on: 8th July 2022

Good to use PayPal

First of all I thank PayPal team for the wonderful work they are doing PayPal has my heart because they are doing good work for me and my family thank you Weldon Reviewed on: 8th July 2022

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