Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Easy and helpful, the transaction is made easy and r...

5
Easy and helpful, the transaction is made easy and reaches the preferred destination in good time Reviewed on: 9th June 2026

Pay in 3 is the best thing ever.

5
Pay in 3 is the best thing ever. I use it so muchcon purchases that I might not have been able to make without it Reviewed on: 9th June 2026

Paypal for everything

5
I’ve using PayPal. Easy to use and set up new transactions feels secure and reliable Reviewed on: 9th June 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. Both their debit and credit options are amazing Reviewed on: 9th June 2026

Paypal is the best.

5
Paypal is the best. Love to use their pair after 4 months or to split the cost in 3, really useful products. Reviewed on: 9th June 2026

Helped me out a lot and really easy to pay...

5
Helped me out a lot and really easy to pay back Reviewed on: 9th June 2026

A great product

5
Paypal makes it easy to make payments online with confidence. They are my first choice when paying, especially at a merchant I’m not sure about sure about as they had a strong layer of safety and security. They also make checking out a seamless experience. In the event anything does go wrong, their customer service is usually very responsive and helpful. Reviewed on: 9th June 2026

Its helpful and I feel secure knowing i can depend o...

5
Its helpful and I feel secure knowing i can depend on this if I need too Reviewed on: 9th June 2026

Pretty good.

4
Pretty good. Haven't had any issues yet Reviewed on: 9th June 2026

Easy to use and helpful.

5
Easy to use and helpful. Prefer it to using things like Klarna. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products