Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177706 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177740)

Gives you breathing space when your wanting a little...

Gives you breathing space when your wanting a little luxury or in need of a replacement essential Reviewed on: 9th June 2026

Been very pleased I love the 4 months interest free...

Been very pleased I love the 4 months interest free on purchases Reviewed on: 9th June 2026

Do it with PayPal!

PayPal great if you need something and don't have the cash right away makes life a bit easier Reviewed on: 9th June 2026

I have never had to use customer service but my part...

I have never had to use customer service but my partner did and he said excellent Reviewed on: 9th June 2026

Paypal credit has been a life saver.

Paypal credit has been a life saver. However, it has caused me to fall into interest now, which is understandable. But the options of payment are really good to help suit best to your needs. Reviewed on: 9th June 2026

Easy quick and enjoyable service will use again

Easy quick and enjoyable service will use again Reviewed on: 9th June 2026

Customer service was excellent for me.

Customer service was excellent for me. Couldn't do enough. Reviewed on: 9th June 2026

I find PayPal accessible, easy to use and flexible t...

I find PayPal accessible, easy to use and flexible to my needs as a customer. It helps me to balance out my finances without stress or overwhelm. PayPal credit is helpful especially when there are last minute emergencies. I know I can cover unexpected expenses financially and pay off my credit with ease. Reviewed on: 9th June 2026

An honest review from a consumer perspective.

PayPal credit is extremely useful for most situations especially online purchase, where use of PayPal is prolific and widespread. PayPal offer a generous credit limit with a variety of payment methods that are flexible on their due date. I highly recommend PayPal credit to prospective customers. Reviewed on: 9th June 2026

Easy and convenient great service

Easy and convenient great service very handy Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98750 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub