Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Paypal Credit Is The Best.

Using PayPal Credit is a very simple and pleasant experience. It's easy to check your remaining balance and when the next payment is due. I highly recommend giving them a try. You will not regret it I can assure you. Reviewed on: 9th June 2026

Paypal has always been easy to use.

Paypal has always been easy to use.Straightforward platform Reviewed on: 9th June 2026

Papal meets my expectation.

Papal meets my expectation. Easy go to and good security Reviewed on: 9th June 2026

PayPal is easy to use...

PayPal is easy to use and had been great use use over the years Reviewed on: 9th June 2026

Used for years with confidence, always there if needed.

Used for years with confidence, always there if needed. Definitely recommended Reviewed on: 9th June 2026

Best service

I have used PayPal services when I need to get some essentials for my household and family especially on times when I don't have readily available cash. PayPal repayment plans are really great Reviewed on: 9th June 2026

Outstanding 5*

Excellent service, 10/10 for ease and simplicity would highly recommend to anyone Reviewed on: 9th June 2026

great platform for credit transactions.

great platform for credit transactions.. many options available.. no hassle and very safe Reviewed on: 9th June 2026

Buncolek

PayPal is the most secure online payment I have. However customer service should improve in a way of responding to clients more effectively. Reviewed on: 9th June 2026

Highly recommend Paypal

I always find PayPal very easy to use and the app is very good you can easily keep track of your spending. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub