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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Simple and clear

Really happy with PayPal credit. Simple and straightforward to use across multiple platforms. Reviewed on: 9th July 2022

Very happy

I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022

Manageable to use

So happy to use my paypal credit you are relax anytime time you feel and want to shop and repay it till due date.with the zero interest. Reviewed on: 9th July 2022

The best product

Very helpful when needed Reviewed on: 9th July 2022

PayPal Credit

Fast, reliable and trusted. Payment are made in a matter of seconds and by far the best credit lender out there. Reviewed on: 9th July 2022

Good

It’s good I have been using PayPal for last 15 years. It’s a Good service. Reviewed on: 8th July 2022

Good for purchasing more flexibly and also PayPal credit option is everywhere available.

Excellent for purchasing hassle free payments and also best experience with online retailers. Reviewed on: 8th July 2022

4 months interest free

Nothing more simple and a much better deal than any other credit facility. Love the 4 months interest free! Reviewed on: 8th July 2022

PayPal best credit provider

Have dealt with PayPal for some time and found the company to be helpful and customer service is excellent. My sons put me on to this and glad they did. Reviewed on: 8th July 2022

paypal credit

its a great thing to have, especially when something goes wrong with my car and i am short of cash i can just use my paypal credit to buy the things i need and pay it back with multiple choices of payment methods Reviewed on: 8th July 2022

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