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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy and smart

I think this is the best safety. Very easy and fast buying. I can advise for everyone. Reviewed on: 9th July 2022

Very easy to use.

Never been disappointed by them. Reviewed on: 9th July 2022

Very happy with PayPal...

Best way to confidently buy, sell and feel secure, using PayPal for all online purchases. Reviewed on: 9th July 2022

Great Stuff!

I was surprised to receive a 4-month interest-free on my PayPal Credit! Reviewed on: 9th July 2022

Super useful and easy too use

I've been using paypal credit for about 2 years now, it's really helped me buy them things I've wanted but just about didn't have the cash, but with their 4 months no interest I'd be silly to miss the chance to take advantage of that. It was simply select credit on the checkout and pay it back how even much i decided at a time all through the app. Reviewed on: 9th July 2022

AMAZING SERVICE

First time I’ve used PAYPAL credit and I must admit it’s the best credit company I’ve ever had credit with. Well I had problems with the credit system when I first took out the credit, BUT the customers service was absolutely incredible in sorting out my problem. Thank you so much PAYPAL for an amazing service where I can get credit with no issues. Again thank you. Reviewed on: 9th July 2022

Amazing

It is so helpful and is beneficial too. It helped me in my home move expenses Reviewed on: 9th July 2022

Great and easy to use

App is easy to use and easy to purchase items Reviewed on: 9th July 2022

Fantastic

I have been using PayPal credit for quite a while now. It’s really handy and you have a whole lot of time to repay it which is really good. Will recommend. Reviewed on: 9th July 2022

Extremely Efficient Service

PayPal makes it very easy and simple to apply for credit. I desperately needed some credit as I was short on paying my tuition fees, PayPal’s credit helped me to pay my fees and guess what it is interest free for 4 months to use credit. I appreciate your help. Reviewed on: 9th July 2022

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