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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal is the BEST!

For many many years I truly adore Paypal, it allows you to buy many items of higher price and pay it off easily over a few months Reviewed on: 9th June 2026

PayPal Credit gives me longer to pay .

I use PayPal Credit as it gives me longer to pay off finance. Providing the loaned amount is paid within 4 months, no extra charges incurred . Reviewed on: 9th June 2026

No.1 service

Quick and easy service. Used multiple times and the option to pay back a custom amount is a bonus. Reviewed on: 9th June 2026

Paypal review

App could be easier to use, especially setting up repayments without you catching us out by hoping we miss payment Reviewed on: 9th June 2026

Easy to access and any contact required is answered...

Easy to access and any contact required is answered efficiently. Reviewed on: 9th June 2026

User Friendly. Excellent Customer Service

Always receive Excellent Customer Service whenever I need to phone to make any enquiries. Everyone I have spoken to has always been friendly, professional and patiently explains things fully and clearly. Very user friendly and any transactions I have made have always been sent/received immediately and a notification is received. Reviewed on: 9th June 2026

Easy to deal with.

Easy to deal with. Customer service is great. Products fit my needs Reviewed on: 9th June 2026

Excellent to deal with positive all the way

Excellent to deal with positive all the way Reviewed on: 9th June 2026

Easy to use, convenient for larger purchases

Easy to use. Paying over 4 months interest free make purchases much easier on cash flow. Reviewed on: 9th June 2026

no hassle

easily available no hassle.not tied into one payment. can pay or top up whenever is appropriate.low interest rate compared to 90% of the market. Reviewed on: 9th June 2026

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