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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal your safety blanket friend

Been using PayPal for years. With confidence and no hassle. When security and scams seem so very high, PayPal is a security blanket for me. Exactly as it's name Pay Pal and we all need a pal to help us these days. Reviewed on: 9th June 2026

Good experience.

Good experience. I like the customer service and the offers. Reviewed on: 9th June 2026

Quick and easy

It’s so quick and easy with simple and varied payment options and great customer service Reviewed on: 9th June 2026

first class service always helps

first class service always helps Reviewed on: 9th June 2026

Is a very easy to use and good rate and helpful.

Is a very easy to use and good rate and helpful. Reviewed on: 9th June 2026

No card to lose, easy to resolve disputes

Makes payments easy, Im terrible with losing credit cards so this makes it effortless. When I have had disputes they resolve them extremely quickly Reviewed on: 9th June 2026

I’ve never needed to call your customer services

I’ve never needed to call your customer services Reviewed on: 9th June 2026

Great service to spread costs!

I've been using PayPal Credit for some time now and have had a very positive experience. The application process was straightforward, and the credit limit provided has been more than sufficient for my needs. What I appreciate most is the flexibility it offers, particularly the ability to spread the cost of larger purchases over time. Managing the account through PayPal is simple, payments are easy to make, and I've found the information about balances and due dates to be clear and accessible. I've never encountered any issues with transactions or customer service, and the service has worked exactly as expected. As long as payments are made responsibly and on time, PayPal Credit is a convenient and reliable way to manage purchases. Overall, I'm very satisfied and would happily recommend it to others looking for a flexible payment option. Reviewed on: 9th June 2026

PayPal, consistent, fast and secure.

PayPal have always been consistent, fast and secure with their payments, and now with the inclusion of PayPal pay in three and PayPal credit, there's a lotore payment options and the ability to grab a bargain even if you're bank account is credits are running behind schedule! Reviewed on: 9th June 2026

Experience with PayPal.

PayPal. The platform is very easy to use, secure, and reliable for both sending and receiving payments. Transactions are processed quickly, and I always feel confident that my financial information is well protected. Customer support has also been helpful whenever I’ve needed assistance, with clear communication and prompt responses. Overall, PayPal provides a smooth and efficient service that makes online payments simple and stress-free. Overall 10 ou of 10. Reviewed on: 9th June 2026

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