Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Pay in 3 is a game changer

I love the pay in 3 option, it come in very handy. I use it multiple times to spread the cost of larger purchases. Reviewed on: 9th June 2026

The payments are easy and clear.

The payments are easy and clear. Customer service is great. Reviewed on: 9th June 2026

Excellent

Very easy to use pay in 3 is excellent and PayPal credit is great when you want to buy larger items Reviewed on: 9th June 2026

Paypal gave me the freedom of being able to buy some...

Paypal gave me the freedom of being able to buy something i needed and then pay it off with confidence. Reviewed on: 9th June 2026

Paypal contributes to me living my best life.

Paypal fulfills all my expectations as a trusted, convenient and professional global digital wallet and online payment platform that contributes to me living my best life Reviewed on: 9th June 2026

No problems with PayPal at all, gives peace of mind...

No problems with PayPal at all, gives peace of mind when making purchases. Reviewed on: 9th June 2026

Great service and good customer service

Great service and good customer service Reviewed on: 9th June 2026

Pay pal credit is really useful and reliable.

Pay pal credit is really useful and reliable. Reviewed on: 9th June 2026

I have never had any issue using any of paypals fina...

I have never had any issue using any of paypals finance arrangements and theyre always available for me when i need them excellent service Reviewed on: 9th June 2026

Pay in 3 and Pay later is a great service !

Pay in 3 and Pay later is a great service allowing you to spread or delay payment when need. Would recommend Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub