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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177510)

easy access to payment

5
It is easy to make payment and spread cost of expensive essentials. Reviewed on: 9th June 2026

Great support, service offering and credit options.

5
I had an issue with a transaction and the customer support was great. The issue was immediately addressed and the communication was clear and effective. I also think that the service offering and credit options are very well designed. Reviewed on: 9th June 2026

Easy to use,safe with my purchases

5
Easy to use,safe with my purchases Reviewed on: 9th June 2026

I find PayPal and PayPal credit fit my needs perfect...

5
I find PayPal and PayPal credit fit my needs perfectly and would not hesitate to recommend PayPal to anyone looking for a great financial service.Also customer service is fast knowledgeable and reliable Reviewed on: 9th June 2026

Excellent thorough the years

5
I’ve been a PayPal user for years and always had a good experience Reviewed on: 9th June 2026

Enough time to repay with charging interest

5
Four month interest free is a game changer Reviewed on: 9th June 2026

First class service.

5
First class service. Go out their way to assist you! Reviewed on: 9th June 2026

Credit cards are a tough industry not to be lured in...

3
Credit cards are a tough industry not to be lured into and PayPal only add to this with interest rates that are non negotiable and constant limit increases. Once you are trapped unless you come in to large sums of money you are trapped. Would use as a installment option not as a credit card Reviewed on: 9th June 2026

Good customers but never actually got my money back...

4
Good customers but never actually got my money back and transaction gone off my account Reviewed on: 9th June 2026

Problem resolved

5
I had an issue with an item not being as discribed and PayPal sorted the issue and I recueved a full refund Reviewed on: 9th June 2026

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