Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

safe to used

I love to use My paypal credit card if bought online from scams you got money back is very safe to used Reviewed on: 9th July 2022

Easy to use

Easy to use and set up credit, great offers Reviewed on: 9th July 2022

big relief in hard time

It is big relief during rainy days Reviewed on: 9th July 2022

Amazing

The interest rate is reasonable Reviewed on: 9th July 2022

very happy with Pay Pal credit

I`m using pay Pal for a number of years now, very easy to make all transactions through pay pal. Reviewed on: 9th July 2022

Easy, convenient, straightforward

I have been using PayPal credit for some time now. It is easy to use, convenient and also gives you peace of mind. Reviewed on: 9th July 2022

Simple yet amazing

I love paypal credit. It gives me flexibility to pay for my purchases especially the ones over 99£, spaced to pay in 4 months. It gives me enough control of my finances without hurting my budget. I recommend Paypal Credit! Reviewed on: 9th July 2022

PayPal credit

Perfect credit option, easy to use with the app and such friendly staff!!! Reviewed on: 9th July 2022

Quick and easy access

PayPal credit us quick and easy to apply, really convenient for online shopping. Reviewed on: 9th July 2022

excellent customer service

enjoy having this account it comes handy Reviewed on: 9th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub