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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I really like it 4 months free of interest.

5
I really like it 4 months free of interest. Would like more interest free months for payments of large amounts. But very easy to use and hassle free. Reviewed on: 9th June 2026

I think PayPal Credit is an excellent service - real...

5
I think PayPal Credit is an excellent service - really helpful Reviewed on: 9th June 2026

Great service

5
Very quick in getting my money back when I didn’t receive the goods Reviewed on: 9th June 2026

Happy Customer

5
Easy to use, helps spread costs, immediate assistance, user friendly Reviewed on: 9th June 2026

Peace of mind

5
Found it a very useful service to have when paying for things online Reviewed on: 9th June 2026

I find PayPal a great way to buy on line,

5
I find PayPal a great way to buy on line, If you have problem with a seller (like no show goods for instance) You stand a good chance of getting your money back. And if you want to spread the cost of something you have that option which is great. Reviewed on: 9th June 2026

paypal credit nice and easy, and a good...

5
I find paypal credit nice and easy, and a good rate Reviewed on: 9th June 2026

Well I am happy with the service you are providing.

5
Well I am happy with the service you are providing.so far so good.No complaints Reviewed on: 9th June 2026

Not had a problem with pay pal great company great e...

5
Not had a problem with pay pal great company great experience Reviewed on: 9th June 2026

Great experience easy to use and do business with

5
Great experience easy to use and do business with Reviewed on: 9th June 2026

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