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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Simplistic from start to finish.

Everything is clear & concise with PayPal credit. You always know where you stand, and as far a availability goes, there are soo many merchants accepting PayPal Credit it opens up a world of opportunities. The app is soo user friendly and efficient, and on the one occasion I needed customer service, the assistance was faultless, but mainly, I was met with warmth and value. Reviewed on: 9th July 2022

Love paypal credit card!

It is easy to apply, easy to use, easy to manage. I have been using Paypal since many years ago and no problems so far. Reviewed on: 9th July 2022

PBsoft

My experience is sometimes better sometimes worse but I am happy from both. Reviewed on: 9th July 2022

Amazing

Best experience All my best way to make shop Reviewed on: 9th July 2022

Awesome credit card

Been using PayPal credit for years now and its really been so simple to use Reviewed on: 9th July 2022

Good rates

Never got any problem with PayPal Reviewed on: 9th July 2022

PayPal Credit

PayPal credit is excellent, it allows you the freedom to purchase things paying at a later date. The interest is not too bad either. Reviewed on: 9th July 2022

Easy, Support, Confidence

Payment is made simple and easy. Managing account is clear and hassle free. Support and help is excellent. Gives confidence in PayPal and purchases. Reviewed on: 9th July 2022

So easy and convenient

PayPal is the easiest, quickest and most convenient way to purchase when shopping online. I feel safe and secure using PayPal and I would highly recommend. Reviewed on: 9th July 2022

Great facility and customer experience

Found PayPal credit easy to set up. It’s a useful tool for spreading the cost of larger purchases. The app is easy to use, handy email alerts when payments are due and making payments on the app was intuitive. 5 stars! Reviewed on: 9th July 2022

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