Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49736 reviews)

View other PayPal products

4.91

Based on 49,736 reviews, last reviewed 31st May 2025

1744900% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for several years now, and ov... I’ve been using PayPal for several years now, and overall, it’s been a reliable and convenient tool for online payments, both personally and professio... Read more Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (49736)

Simple and efficient

Does exactly what it promises, fast, efficient and reliable. Great product, I will continue to use it whenever I can. Reviewed on: 14th June 2022

Very convenient

I use PayPal because my purchases are protected against fraudulent businesses Reviewed on: 14th June 2022

Goo deals when you need them.

Having PayPal Credit gives you flexibility and good value on a wide range of services and products. Reviewed on: 14th June 2022

Great service

Reliable and good service, easy to use and manage. Good. I'm happy ;) Reviewed on: 14th June 2022

Best credit card ever

I recently purchased V11 dyson with one year free interest excellent money saving package from PayPal credit card Reviewed on: 14th June 2022

easy and quick payment

Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022

Best credit service

I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022

Paypal credit, one solution for all problems

The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022

Flexible for everyone.

Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022

Best Credit facility

The flexibility of payment and allowance Reviewed on: 14th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews
Flex Credit Card
from Monzo 4.96 from 2498 reviews
Credit builder card
from thimbl. 4.90 from 18 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub