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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177367 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177395)

It’s worth everything in my life and every day to da...

It’s worth everything in my life and every day to day life truly matters and gratitude Reviewed on: 9th June 2026

Very easy to use, wonderfull products such as 4 mont...

Very easy to use, wonderfull products such as 4 month interest free purcases over 4 months. After receiving credit card I started even transition from my traditional banking to PayPal. Love how the issues being resolved so promptly and always fair . Definetly would recomend to anyone who wants simple and clear banking Reviewed on: 9th June 2026

Great way to spread costs on purchases

Great way to spread costs on purchases Reviewed on: 9th June 2026

Fantastic service, with Paypal credit and Pay in 3!

Fantastic service, with Paypal credit and Pay in 3! Reviewed on: 9th June 2026

Smooth, reliable, and great for larger purchases

I have been using PayPal Credit for a while now and it has been a very straightforward experience. The application process was quick, and the 0% interest offers on purchases over £99 are incredibly useful for spreading out costs. The payments integrate seamlessly with my regular PayPal account, making it very easy to manage. Highly recommend it for flexible shopping. Reviewed on: 9th June 2026

Seamless and secure

Seamless and secure payment method with good options for finance Reviewed on: 9th June 2026

Four months interest free, that’s the one for me!!

I love the option of three interest free payments which I use for smaller items. The four months free credit period is great as it gives me the ability to purchase items that I need but haven’t budgeted for, allowing me that extra time to save who and pay it off without incurring any additional expenses in interest fees Reviewed on: 9th June 2026

I use PayPal credit for all of my online purchases a...

I use PayPal credit for all of my online purchases and it works perfectly Reviewed on: 9th June 2026

Used credit for the pay in 4 no interest...

Used credit for the pay in 4 no interest Reviewed on: 9th June 2026

handy but not recommended

I get better rates via other providers like my bank Reviewed on: 9th June 2026

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