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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Simple, easy to use and anytime I’ve had a problem i...

5
Simple, easy to use and anytime I’ve had a problem it’s been sorted Reviewed on: 9th June 2026

Well where to start the service is excellent,fully p...

5
Well where to start the service is excellent,fully protected and hassle free what everyone wants nowadays you can buy with confidence with out the fear of being scammed or ripped off Reviewed on: 9th June 2026

PayPal does everything

5
PayPal does everything very well. It is simple to use at checkouts and also now has a credit card which can be used with Google wallet. Reviewed on: 9th June 2026

I can use my PayPal credit anywhere

5
I can use my PayPal credit anywhere Reviewed on: 9th June 2026

No real complaints, been using PayPal for a very lon...

5
No real complaints, been using PayPal for a very long time Reviewed on: 9th June 2026

Excellent customer service

5
When I've come when I've contacted Paypal to help me with matters they've always been answered me straight away and been very helpful Reviewed on: 9th June 2026

PayPal is my go to, all round payment platform

5
PayPal is home to most of my payment cards and has other payment options available (such as pay in 3, some interest free payment options for large purchases and the new credit card). On top of being secure, it is my all round payment vehicle. Happy to recommend. Reviewed on: 9th June 2026

Everything goes smoothly never any problems

5
Everything goes smoothly never any problems Reviewed on: 9th June 2026

Great company never had an issue have recommended to...

5
Great company never had an issue have recommended to friends and family. Reviewed on: 9th June 2026

PayPal credit is very easy to use especially in the...

5
PayPal credit is very easy to use especially in the app. Reviewed on: 9th June 2026

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