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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Straightforward and simple.

Straightforward and simple. I was able to finance my book, Automouse (it is on Amazon now) and the experience has been fine Reviewed on: 9th June 2026

Reliable and convenient to use

I’ve been using PayPal Credit for a while now and it has been a seamless experience. It’s incredibly convenient for managing larger purchases and splitting costs. The integration with my standard PayPal account makes checkout quick and hassle-free. Highly recommend! Reviewed on: 9th June 2026

Good service

Never have had any problems. I used PayPal for 9 years, and I am very happy with it. Reviewed on: 9th June 2026

Its great i love the option to use paypal credit bec...

Its great i love the option to use paypal credit because its flexible and suits my needs. Reviewed on: 9th June 2026

It is help me a lot when I am free money.

It is help me a lot when. I am in need financially .I am so grateful with pay pall services . Reviewed on: 9th June 2026

Easy to use and good customer service

I’ve had a good experience with PayPal via eBay when a fraudulent order was made by somebody hacking my account. Reviewed on: 9th June 2026

Very Helpful

Never had an issue, problems which are rare are sorted quickly Reviewed on: 9th June 2026

I love paypal credit and paypal pay in 3, it gives m...

I love paypal credit and paypal pay in 3, it gives me flexibility with my spending. Reviewed on: 9th June 2026

Simple, honest way to manage your finances/repayments.

PayPal services are safe and easy to use, having used the pay in three scheme a couple of times I found it to be an easy and honest way to pay with nothing hidden and I was kept well informed at every step, I'm hoping to use PayPal credit at some point in the near future as my preferred repayment method. Reviewed on: 9th June 2026

Very excellent service.

Very excellent service. I will definitely recommend pay pal to my friends Reviewed on: 9th June 2026

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