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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177272)

Paypal credit is so easy to use & always there when...

5
Paypal credit is so easy to use & always there when you need it also keeps your money safe with your money back guarantee transactions i would give PayPal 10 out of 10 every time Reviewed on: 9th June 2026

Great service

5
14 years customer. I cannot recommend enough Reviewed on: 9th June 2026

Always use PayPal,Excellent service easy to use and...

5
Always use PayPal,Excellent service easy to use and find pay in three so flexible Reviewed on: 9th June 2026

Been using PayPal for years.

5
Been using PayPal for years.Safe payments, buyer protection. Reviewed on: 9th June 2026

Overall an excellent experience, some minor issues.

5
Overall an excellent experience, some minor issues when trying to pay in apps; continual pop-up to take credit card (which I already have) and payment confirmation is not clear that one has been made Reviewed on: 9th June 2026

Easy to get hold of customer service

5
I have always been able to get hold of customer service quite readily and even talk to them on the phone which is a nice thing to be able to do. The only improvement would be to make card payments to pay money into your account instant rather than take a few says to go through. Reviewed on: 9th June 2026

Very easy to use

5
Very easy to use, useful when don’t have the money while I wait for payday Reviewed on: 9th June 2026

Great service.

5
Great service. Very safe and secure. Reviewed on: 9th June 2026

Never a issue, always good support

5
Never a issue, always good support Reviewed on: 9th June 2026

Very easy to use I use it a lot...

5
Very easy to use I use it a lot Reviewed on: 9th June 2026

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