Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Use all the time

Buy large products spread payments brilliant Reviewed on: 9th July 2022

Good value

Paypal is easy to use and offers good deals on credit. Reviewed on: 9th July 2022

Simple to split payments over 4 months

I've used PayPal credit to split the cost of big purchases over 4 months interest free on several occasions - simple to use and widely accepted. A really useful option I'll use again. Reviewed on: 9th July 2022

Interest free on spending

The 4 month interest free on purchase’s over £100 is great as it allows you to spread the cost of big spending Reviewed on: 9th July 2022

Easy and faster

I always try use PayPal. Because is the safe way to buy online. Reviewed on: 9th July 2022

very good company

things happen very quickly and easy to work with and some very good offers Reviewed on: 9th July 2022

Extremely simple to use

Great product and easy to use. This has been a game changer for me and can be done there and then Reviewed on: 9th July 2022

Interest Free Credit for 4 Months

Excellent credit for interest free over 4 months. Can pay direct debit or card payments . The best provider on the market. Reviewed on: 9th July 2022

Simplicity

Easy to use and very helpful in a tight spot Reviewed on: 9th July 2022

Helps you ou when you are low on cash and has gives you enough time to pay

Not a particular story but i love this idea of purchasing something you may be dyeing to have whilst giving you the flexibility to pay later and not the standard one or two months but three. I wish it was pay within six months but i love paypal credit in all. Reviewed on: 9th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.91 from 3600 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub