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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

I love PayPal

5
Great people and great app. The ease of using the services, the absolutely fantastic customer care and the offers and products just exceptional. Reviewed on: 9th June 2026

Convenient and Secure

5
Using this payment method offers a convenient and secure way to conduct transactions. It is widely accepted, making it a versatile option for various purchases. The addition of a virtual card further enhances its ease of use and security features. This system simplifies the process of sending and receiving funds. Overall, it provides a reliable and user-friendly experience. Reviewed on: 9th June 2026

Good credit availability but give too much credit.

4
Good credit availability but give too much credit. Essential for using with eBay Reviewed on: 9th June 2026

Consistent service and professional

5
Consistent service and professional Reviewed on: 9th June 2026

Good thank you this is the first time i am using pay...

5
Good thank you this is the first time i am using paypal credit everythings good so far Reviewed on: 9th June 2026

Reliable

5
Reliable and easy to navigate when login in can keep track of your account . Reviewed on: 9th June 2026

It’s great having a PayPal credit ,to have always an...

5
It’s great having a PayPal credit ,to have always an option of paying in instalments or in full just few weeks later, it’s up to you. Gives me flexibility. Reviewed on: 9th June 2026

Dil’s experiences

5
Experiences received as expected ! Reviewed on: 9th June 2026

Very easy to navigate in their website

5
Very easy to navigate in their website and self explanatory Reviewed on: 9th June 2026

PayPal Is Great!

5
PayPal makes payments extremely easy and efficient. What would take a few minutes through a banking app becomes a few seconds with PayPal. Plus the variety of payment methods allow me absolute freedom in how I want to pay. Reviewed on: 9th June 2026

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