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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Makes life easier

Feel that my spending is protected online, so convenient Reviewed on: 9th July 2022

Easy transaction

Always there when in need of support super service Reviewed on: 9th July 2022

Amazing

Amazing way to spread the cost, and pay when ever you want within 4 months. I would defiantly recommend this, I always use this. Excellent services Reviewed on: 9th July 2022

Excellent service

Extremely helpful and no issues always up to date Reviewed on: 9th July 2022

Great product and services

Easy to use and low interest rate Reviewed on: 9th July 2022

I like it

Easy to use I like it and this is very helpful and copretive help centre Reviewed on: 9th July 2022

The best thing ever to happen to personal credit

No hassle and getting 0% to help with larger purchases is a huge help, especially more so now every penny needs to be stretched further. PayPal credit has been a life saver! Reviewed on: 9th July 2022

Pretty nice

Pretty good rates, not the biggest limit but perfect for smaller purchases and spreading the cost over time Reviewed on: 9th July 2022

Great

Great great good great good good great Reviewed on: 9th July 2022

Best to use

Provide a very fast and easy services Reviewed on: 9th July 2022

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