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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal credits provide additional time to repay.

PayPal credits are good to use as you can pay for anything anywhere with this, particulary if your purchase is over £100 you'll have the option to repay within threee months interest free. This extra time to reoay is priceless. Reviewed on: 9th June 2026

best money app

I have been a long time paypal user and has always been used for purchases and easy to ask for refund for fraudulent items. Now they have introduced points system similar to banking giants like amex Reviewed on: 9th June 2026

Very trustworthy

PayPal retrieve my money safely because I get almost scammed and they stopped taking money from my account before I was getting the product that I paid for Reviewed on: 9th June 2026

Can't complain

I've been using PayPal and PayPal credit for a few years now and never had a problem. Customer care is always at hand if needed Reviewed on: 9th June 2026

Great most of the time

Good service, I have had a issue with pay in 3 where PayPal took the whole amount in one payment Reviewed on: 9th June 2026

Very good because I can use PayPal in shops as a card.

Very good because I can use PayPal in shops as a card. Reviewed on: 9th June 2026

Easy and quick service to use.

Easy and quick service to use. Convenient, whether you’re on the move or at home. Reviewed on: 9th June 2026

Excellent Service and Hassle-Free Payments

I’ve had a fantastic experience with PayPal! The transactions are super smooth, and buying things is really easy. I especially love the zero-interest transfer fee—it makes everything so convenient. Highly recommend!" Reviewed on: 9th June 2026

PayPal Credit -- super easy to use

PayPal Credit is super easy to use with their physical card now, works everywhere, and is very safe in my opinion. Works nicely with Apple Pay too. The only downside is that they don't have good rates/fees for foreign transactions. Reviewed on: 9th June 2026

Easy to use, lots of great payment options.

Easy to use, lots of great payment options. Easy to make payments and available at a wide variety of retailers. Good loyalty points scheme. Paypal App is intuitive to navigate. Reviewed on: 9th June 2026

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