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PayPal: PayPal Credit reviews

4.91
Based on 49,614 reviews, last reviewed 30th May 2025
1733800% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really appreciate my PayPal credit account for eve... I really appreciate my PayPal credit account for everything. Reviewed on: 30th May 2025
Miss Flick's avatar
Miss Flick

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49614)

Safe and reliable

5
PayPal is the most flexible and reliable online payment system. I feel safe every time I purchase online as I am protected by frauds or items not delivered. The new credit card system with payments over four month with 0 interests it’s very convenient. Easy tool to transfer money between friends. Reviewed on: 13th June 2022

PayPal credit

5
PayPal credit it's so fascinating..and it gives you plenty of time to pay back what you borrowed .I will recommend PayPal to anyone any day anytime. Reviewed on: 13th June 2022

Amazing services

5
Paypal is always a helping hand with all my bills and payments. Such an amazing company. Hopefully soon all shops will accept paypal and hopefully soon they will be able to supply cards for the consumers.. Reviewed on: 13th June 2022

Paypal Credit is absolutely the best

5
Paypal credit is always there to support my family's needs while shopping online Reviewed on: 13th June 2022

Managing Finances

5
I was purchased a product for the 4 of us (Parents and kids) which is needed to attend a event in Iceland. I don’t have enough funds yet during that time but I needed to booked so we can attend as the event only caters the first 100 applicants. Luckily, Paypal credit pop out in my email and decided to try for our financial reason. Reviewed on: 13th June 2022

Best credit facility Ever I have had

5
Best credit facility service I have ever had. Very easy to use competitive rate and so handy specially on all purchases on eBay and for online shopping. Highly recommend Reviewed on: 13th June 2022

Amazing service and easy financing

5
Straight forward process and so convenient for fuss free funding. Reviewed on: 13th June 2022

Brilliant payment method

5
PayPal Credit makes life easier in its simplicity and smart method of payment. Reviewed on: 13th June 2022

Great!

4
I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022

Help when you need

5
large payment for little installments interest free Reviewed on: 13th June 2022

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